If the car you are driving is insured then you are not driving without insurance.
The VEHICLE that you are driving must be properly insured.
Is driving without insurance
If you are driving the car, then you are officially liable for driving without proof of insurance, but most police will be understanding if you are driving a company car that you didn't know was insured.
Yes.
I could be wrong, but im pretty sure its not illegal to be without car insurance in the state of Florida.
A driver who does not have a valid drivers license will be fined and charged, this has nothing to do with a car that is insured, if the driver is caught and cannot prove that the car is insured the fine will be doubled or tripled. No sane person would drive a car without a valid license or insurance, no matter what part of the civilized world you live in.
Yes. It is the vehicle that is being insured, NOT the owner. The owner's license status is irrelevant.
If there is no insurance on the vehicle and you get a ticket for driving without insurance you are guilty of the offense and will have to pay your fine. Even though the vehicle belongs to someone else it is the responsibility of the driver to make sure there is valid auto insurance on the vehicle before driving it.
No. Retaining legal counsel would not change the outcome. Either you were insured or you were not.
The answer to this one is simple. GET INSURED !! you are breaking the law, by driving on UK roads without valid insurance for the vehicle you are driving. There is NO EXCUSE for not being insured. What if you accidentally hit something or some-one ? Your insurance would cover you, and save you the expense of a private claim against you personally, not to mention the fines and points you will receive !! In short, if you can afford a car and to run it - you can afford insurance. NO EXCUSES !!
If your car is registered in VA and you live there, and they find out that it's not insured, they will fine you $500 PER CAR for not having insurance. They'll find out eventually.
I'm not sure, but driving without insurance is STUPID, and DANGEROUS!