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Pay it off
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∙ 13y ago
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Better to pay in full or settle a credit card debt?
In most cases, it is always better to pay the credit card off in full because the payoff is best for your credit rating. If you are able to settle the debt with an agreement that states that the credit card company will not send an adverse action transaction (e.g., chargeoff, workout, etc.) to the credit reporting bureaus, then you are better off settling.
How do you settle debt with credit card?
Debt CAN be settled with credit card debt and other unsecured debts. Negotiating a settlement is between you and your creditor and settlements have happened for millions of people and helped them get out of debt.
How can one be settling credit card debt in the US?
You can settle a credit card debt in a number of ways. You can pay by cash over the counter at your local branch, you can settle the bill by wire transfer or internet transfer, or you can write a check.
Does debt settlement companies help you settle with credit card debt?
Debt settlement companies can help negotiate debt relief with all your creditors. This will include credit card companies who may be willing to write off part of your debt.
Where should one go to for Credit Card Debt Solution help?
Debt dot org is an organization dedicated to help people with their credit card debt. They do this by helping you with a debt settlement which allows people to settle without having to pay their debt in full.
Is hiring an attorney recommended to settle a credit card debt?
yes it si recommended to hire a attorny . if you really has lots of debt on your credit card . he will definately finds some ways fr you
Estate insolvent cannot pay credit card debt affect on heir's credit history or tier score?
It does not. The debt belongs to the deceased. If the estate cannot settle the account, the credit card company is not going to get paid.
What point can you request a settlement on credit card debt?
Settlement usually occurs when the account is past due and has been closed. You can either try to settle with the credit card company, or the debt collector that the credit company sold the account to.
What is the difference between a debt card and a credit card?
The diffference between a debt card and a credit card is ,in a debt card it's money from your account .In a credit card is when you borrow money from the bank.
Where can I get advice on credit card debt solutions?
I am so in debt and I am worried about paying my credit cards. Where can I get advice on credit card debt solutions?
Could You Get Garnished For A 1900 Credit Card Debt?
There were no credit cards in 1900, hence no credit card debt.
Is it better to settle 45000 dollars in credit card debt for 18000 dollars or better to pay it off with 0 percent interest for a year?
Assuming you can pay off $45k in 12 months, go with that. It will reflect on your credit report and your FICO better for you if you pay it off rather than settle the account. Unless, of course, the credit card company agrees IN WRITING that they will reflect on your credit report that the account was PAID IN FULL/SATISFACTORY for the $18,000. If that's the case, take the settlement deal and run!!!
