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Pay off the higher interest one first. Then, make at least double the payments on the two others and don't default on them. The sooner you can manage this, the better off you are since you reduce the dollars you are paying just for interest. A second job and serious cutbacks in your household or other expenses can really help you get there. You don't need to close the accounts, just stop using them.

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Q: Is it better to pay of 2 small credit cards or 1 large one?
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