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Is it a felony if you banking account closes on a payday loan in Indiana?
Wiki User
∙ 13y ago
It's not even a misdemeanor to default on a payday loan. Payday loans are governed by law as any other loan. They cannot file criminal charges. At most, they can sue you, if your state allows payday lending. Some states have made payday lending illegal. Research the Fair Debt Collection Practices Act (FDCPA). This will tell you what collectors can and cannot do by law.
Wiki User
∙ 13y ago
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