If yours is a general question, you can ask a board member to get an answer from the master insurance policy carrier, where the association's comprehensive general liability insurance premium is generally paid. Also, ask about the deductible amount in the case of a claim.
If you carry an HO-6 condominium unit owner's policy, you can ask your agent to verify your liability coverage under the master policy -- or potentially under your HO-6 policy.
If you have a claim, again, by going through your HO-6 policy agent, you can give the opportunity to answer to the insurance companies, who will resolve the question according to the coverage that the premiums pay for. In this case, you also need to understand who pays the deductible in the case of a claim.
As a citizen, generally, you would carry your own comprehensive general liability insurance, so that you're covered regardless of where you live.
Comprehensive general liability insurance covers businesses against many liability exposures of a business. Comprehensive general liability insurance coverage includes completed operations, elevators, independent contractors, and more.
No. Liability insurance covers damage you do to someone else's property. Theft would be covered by comprehensive insurance. In most jurisdictions, liability insurance is required but comprehensive is not.
Comprehensive Liability Insurance means protection against claims of property damage or personal injury when filming on public property. This is a very accurate definition.
No. That would come under comprehensive insurance.
No, it's a separate coverage that you may purchase.
Comprehensive insurance covers theft. Liability & Collision do not.
Generally, you can't buy comprehensive without first buying liability coverage. Liability covers damage you do in an accident if it is your fault. Comprehensive will not even pay for your vehicle in an accident. It only covers fire, theft, vandalism, animal collision, etc.
NO, liability covers damage you do to someone else's property. Comprehensive insurance covers damage to your vehicle by someone else. If you have no comprehensive, then you will need to look to their insurance for recovery of damages.
Both insurance companies will pay for their own, depending on your policy coverage.
There are many different types of insurance policies to choose from, including comprehensive and liability. When choosing a policy, be sure to consider the cost and your basic needs.
Liability insurance only covers someone else in the case that you are responsible for damages caused in a collision. Comprehensive coverage will cover a driver that you hit, as well as cover yourself for any damages inflicted during a collision.
Comprehensive general liability coverage for a small business quotes an be obtained from a local State Farm agent, or quotes can be solicited from the many internet only insurance firms.