Is 0 percent financing based on your credit score and if so how high does the score need to be?

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740 or better beacon score however dealer can set higher standards on this if it is a higher priced vehicle.
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If your credit score is 565 is there a lender who can finance you with 100 percent?

Working for a mortgage company myself, there are lenders that will lend to a 565 middle - just expect to not get the greatest program. Your interest rates will be high, and yo

Does carrying a balance on a 0 percent card hurt your credit score?

Amounts of debt in relation to available credit (the credit limit) is one of the factors used in establishing credit scores. Scoring software does not factor in the interest r

What is a high credit score?

High Credit Scores . \nAnything above 680 is considered a high credit score.\n679 to 620 are considered good scores and within Fannie Mae/Freddie Mac quidelines for a conve

What credit score is needed to finance a 30000 dollar car?

Having a credit score below 680 will make it difficult to finance a$30,000 car, as you will most likely have to purchase premiuminsurance. This can range from 6.5-12.9%. If yo

Can you finance a house with a 646 credit score?

Yes you can normally... Right now with the economy the way it is they are not so generous. The norm to even get considered for a home loan I believe right now is 700. Prefera

Can you have a 0 credit score?

Yes, you can have a 0 credit score, at least in the United States. This answer only pertains to credit scoring in the US, but other countries may have similar processes. Your

Why we need credit scores?

Credit scores allow a business to determine in advance if you are more or less likely to and able to pay back a loan or credit card debt.

What is your credit score based on?

As you already know, when you pay for something on your credit card, you eventually have to pay the bill off with real money. So your credit score is based on if you pay back

What is a high credit score rating?

A high credit score rating means someone is in good standing credit wise. They are prompt in payments and always pay payments in full. A good credit score is sought after by m

Is an 808 credit score high?

An 808 credit score is very good, any score in the 800 range will qualify you for most financing. According to credit experts, you do not want to let your score fall below th