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I think, only a guess that the pipe under the house and possible even those inside are not covered. The damage they cause probably is, but not the pipe itself. Ask your agent.
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∙ 14y ago
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Should you pay for slab insurance when the insurance company say they will not pay a claim if the slab cracked and caused a leak?
If you have a history of slab leaks, slab insurance may be the way to go. If your leaks are caused by earthquakes, then you may want to have the insurance, but it is not the most common, overall, for a slab leak to be caused by shifting/cracked slab. Your decision should be based on whether you think there is a good chance that a slab leak will happen again.
Does homeowners insurance cover a bad slab?
What is bad? Insurance coverage is based on cause or reason. In order to properly answer the question one would need to know why the slab is bad. Why? If a big rig truck ran off the road and into the side of the house and damaged the slab this would be a covered claim. Your homeowners insurance covers claims where a vehicle strikes the house. Did ground water flooding damage the slab? If so you would need flood insurance. No homeowners covers flood. Flood is flood and is insurance offered by FEMA. You don't get flood coverage under homeowners policies. Is the slab bad because the work done to build it was poor? There is no coverage to repair the slab but if the slab being bad caused ensuing damage there may be coverage for ensuing damage. Has the slab just started cracking because no expansion joints were put in the concrete? This is really not a sudden an accidental event. In fact it is normal and thus not something homeowners insurance covers. Need to know why slab is bad to get you a better answer. Tried to answer giving a few different options.
Does homeowners insurance cover cooper pipe leaks in cement?
Sorry but this is not a covered cause. It is more like maintenance. I remember a big issue with contractors using galvanized pipes going through concrete slab foundations. The chemicals in cement tends to dissolve galvanized pipe and if I remember correctly the contractors had to make payment on the damages. Homeowners insurance covers sudden and accidental damages that happened due to a covered cause such as fire, windstorm, vandalism, etc.
Does epoxy pipe lining prevent slab leaks?
I have a slab leak and I'm not sure how to repair it myself. I have read about epoxy pipe lining - is this good for preventing leaks in the future?
Will homeowners insurance cover for broken pipe in concrete slab?
Most will if it is in the slab. Where it can get tricky is when the pipe in in the yard.
What is a Average price of a slab leak repair?
Slab leaks can vary wildly in cost, from less than a thousand to more than two thousand depending on your specific circumstances, where the leak is located under the slab, what it will take to access the leak, and where you live in the country.
How do you fix your pool if the slab of cement at the steps into the pool is sinking and you're afraid that it will push the steps into the pool and damage the structure?
You first of all have to find out what is causing the slab to heave. If you fix the slab then within a two year period you will be redoing the slab again. You may have a leak in the plumbing of the pool or a leak in the house plumbing or to the garden hose. Fix all the leaks and then replace the slab.
Does state farm cover under slab leaks?
State Farm is very likely to cover water damage, and the repair of a leak to stop water damage that has already occurred in your home. They may or may not cover slab leaks that have not caused damage to your home or belongings. They will almost certainly cover the cost of a pipe that leaks upstairs and causes massive amounts of damage through the ceiling and downstairs. Only a claims adjuster can tell you for certain whether any given circumstances will be covered. Different policies are, well, different, so they may cover yours, but they very well may not. We blog on this subject some. PLEase contribute to it to help us create a comprehensive database of insurance company slab leak experiences.
Does state farm cover water damage?
State Farm is very likely to cover water damage, and the repair of a leak to stop water damage that has already occurred in your home. They may or may not cover slab leaks that have not caused damage to your home or belongings. They will almost certainly cover the cost of a pipe that leaks upstairs and causes massive amounts of damage through the ceiling and downstairs. Only a claims adjuster can tell you for certain whether any given circumstances will be covered. Different policies are, well, different, so they may cover yours, but they very well may not. We blog on this subject some. Please contribute to it to help us create a comprehensive database of insurance company slab leak experiences. yes but it depends on your coverage plan
Does homeowners insurance cover plumbing breaks under the slab?
Contact your agent and ask them if you are covered.
Does state farm cover slab leaks?
State Farm is very likely to cover water damage, and the repair of a leak to stop water damage that has already occurred in your home. They may or may not cover slab leaks that have not caused damage to your home or belongings. They will almost certainly cover the cost of a pipe that leaks upstairs and causes massive amounts of damage through the ceiling and downstairs. Only a claims adjuster can tell you for certain whether any given circumstances will be covered.
Is it cheaper to have a basement covered under insurance or a slab foundation?
A slab is cheaper to build than a basement. The basement will give more space but is more likely to leak and more can go wrong.
