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In a Full Coverage Vehicle insurance policy what is the collision coverage?
Wiki User
∙ 15y ago
The collision coverage specifically covers the repairs to your vehicle, regardless of fault. If you are At Fault for instance, your car would be repaired, but you would be responsible for the deductible cost. If you were NOT at fault, your repairs would be covered fully, and at no additional cost of the deductible.
Answer: {| |- | A means of protecting your auto from damage stemming from an accident between the insured and another vehicle and/or object.
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Wiki User
∙ 15y ago
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What does collision coverage What does collision coverage?
In automobile insurance, collision coverage provides for repairing a vehicle when it is damaged due to the fault of the insured. Liability insurance provides for cost of repair of the OTHER vehicle if you damaged it.
If someone other than a family member is involved in an accident in your vehicle and is at fault whose insurance is responsible?
Barring any exclusions in the policy, the insurance 'stays with the car' so your insurance will pay for the damage to the innocent persons vehicle (under your liablity coverage). If you have collison coverage on your vehicle/policy it too will pay to repair your vehicle less the deductible. If there is no collision coverage on your vehicle and the driver has a policy with collision coverage the drivers collision coverage may step in and repair your vehicle, but ONLY if you don't have collision coverage.
You have no collision coverage and was hit by another car what can you do?
Collision coverage covers accidents you are at fault for. Their insurance should pay for any damages to your vehicle.
Does your insurance cover such things as collision repair?
When you arrange for auto insurance, you have a number of options for the type of coverage you want. Collision repair is one of those options. If the vehicle is financed, collision and comprehensive coverage are required. If coverage exists, refer to the policy for details. www.insurance.com
What do you mean by collision coverage?
Collision is a coverage that usually applies when you "collide" with another vehicle.
What is the collision coverage?
That is the part of your insurance that pays for damage to your vehicle, when you are at fault, if you are involved in an accident. This is coverage would need to be purchased in addition to your regular liability insurance.
If another person is driving your car with consent and swerves to miss a deer but lands in ditch and damages the car who is liable?
typcially the insurance stays with the car....if you have collision coverage (if no actual contact with the deer would be collision rather than comprehensive coverage), your insurance would cover.....in most states if there is no collision coverage on the vehicle, but the driver has a vehicle that has the needed coverage it would then apply.........
What is usually covered by a comprehensive motor insurance?
Comprehensive motor insurance usually covers bodily harm or damage caused by an accident. The comprehensive insurance also cover the liability of the car damages in regards to collision coverage. When deciding on collision coverage, it is important to consider the age of the vehicle to determine if comprehensive or full coverage is needed on the vehicle or if collision insurance would be the appropriate choice.
What insurance coverage covers you if you are run off the road?
Your collision and comprehensive cover your vehicle.
Who's insurance is liable if someone hits you but leaves the scene?
That depends on your insurance coverage. If you have collision coverage, your insurance will cover your damages. If do not have that coverage and don't have the other vehicle license plate, unfortunately, you're stuck with all the bills.
If you have full coverage do you need UMPD coverage or will full coverage suffice if you are hit by an uninsured driver?
you dont have to have umpd coverage if you have full coverage but most of the time on full coverage it has umpd and if you dont have umpd your collision will pay for fixing your vehicle but most of the time there is a higher deductible on collision I know this because i am an insurance agent
What is Mexican collision coverage in auto insurance. I don't live anywhere near Mexico and have no plans to visit there. Any ideas?
Collision coverage in regards to Mexican Auto Insurance means if the vehicle hits a rock or a tree or is hit by another vehicle your vehicle is covered. In Mexico this generally means "Full Coverage", which also includes theft.
