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Of course, I can't give you advice. But here is a suggestion. If the credit cards are in her name alone, there is no problem. Open a P.O. Box just for correspondence to the credit card companies and use it when sending and receiving mail from them. Make several copies of the death certificate, and send one to each credit card company. Expect them to close the accounts. Don't offer payment. Don't sign anything. Refuse to be intimidated. You are not responsible for her debts. If you must give them a reply or explanation, simply tell them the card holder is deceased and there is no money, no assets, nothing. Then forget about it.

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Q: If your mother passed away with no assets what happens to her credit card debt?
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