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If you offer to pay part of the debt can the collection agency still take you to court?
Wiki User
∙ 16y ago
Of course. Things would be chaotic if we could decide how much of a debt we will pay back after we initially agree to the loan. Who in his right mind would lend someone money?
Wiki User
∙ 16y ago
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Why are creditors still asking for money when a judgment was dismissed?
A judgement is issued by a court. If the court found in your favour and the collection agency is still after you, you will need to get a copy of the Judgment and provide it to the debt collector. You should also complain to the BBB and the appropriate local government agency about the potentially illegal attempt at collection. If you mean the credit card company or other lender wrote it down and did not provide a letter of discharge then they will sell the debt and you will be chased for it. Best to pay it if you can.
If a collection agency goes bankrupt how does someone find out who owns the debt?
Even if the collection company goes bankrupt, you still owe the bank whatever money you borrowed from them. The bank hires the collection company to get that money, so you still owe them
You paid off your car debt and the collection agency still has not sent your title?
Sue them for wilful noncompliance and harassment.
Can a collection agency still add interest to a charge off?
Yes, as well as any subsequent legal fees.
If a credit card does a charge-off and sends it to a collection agency can the original creditor still try to collect?
yes
If you offer to pay a lessor amount on a hospital bill then was previously agreed upon can they still send the account to a collection agency?
Yes. You have a legal contract to pay the agreed upon amount. If they did not accept your latest offer, they can send the bill to a collection agency.
What happens if a person lives out of country and is being sued by collection agency Does collection still get default judgment even if he didn't get the court apparence letter?
Yes
You owe 690.00 to a food vendor should you pay a collection agency?
No pay the vendor. If you pay the collection agency they will extract a fee from the payment and you will still owe the vendor
Why are creditors still asking for money when a judgment was dismissed?
A judgement is issued by a court. If the court found in your favour and the collection agency is still after you, you will need to get a copy of the Judgment and provide it to the debt collector. You should also complain to the BBB and the appropriate local government agency about the potentially illegal attempt at collection. If you mean the credit card company or other lender wrote it down and did not provide a letter of discharge then they will sell the debt and you will be chased for it. Best to pay it if you can.
If a civil court judgment is sold to a collection agency then is it considered unsecured debt?
No, it is still valid and the holder of the judgment writ can enforce it in the manner allowed by the laws of the judgment debtor's state.
If you are making sporadic payments to a collection agency and they cash them can they still sue the cosigner?
Unless you have a specific repayment plan that the collection agency agreed to, there is no legal reason that cannot sue the cosigner.
If a creditor uses a collection agency to collect on a debt do you still have to receive some kind of statement?
No. The collection agency will validate the amount for you if need be, but the creditor no longer owes you the courtesy of a statement.
Do you still need to pay a company if you are paying a collection agency for the charged off debt?
No, as they are the legal agent of the original Creditor and the arrangements made with the collection agency are binding on the original Creditor.
If the collection agency didn't collect anything from you do you still owe the collection agency anything in the state of Wisconsin?
Of course. If it's an unpaid debt, the collection agency owning the debt may try to collect it. And beware, they can track you down no matter what. However, they have to abide by certain rules, which are defined in the Fair Debt Collection Act.
Are your rights the same if your credit card debt went to a legal firm and not a collection agency or is a legal firm considered a collection agency?
Yes, a collections law firm, is still defined under the FDCPA as a collector. They are required to follow the same regulations that apply to a regular collection agency.
A collection agency let you pay 1032.00 of a 1289.00 bill and they said it was settled Can they still take you to court or make you pay the remaining 257.00?
If you did not get the settlement offer in writing or if you don't have anything in writing to prove this was a settlement offer they can take you to court, but you will just have to explain to the judge and hope they can see that this was a settlement offer.Hopefully you kept notes on the calls, who you spoke to etc. Bring all that paperwork to court so you can explain your side of the story, also bring a copy of your cashed check, front and back.
If Company A sends your acct to a collection agency but you decide to pay off Company A do you still owe the collection agency money?
Nope. Advise the collection agencey that this was settled with the original creditor. You may have to provide them with a copy of a canceled check or money order. You can also have the creditor call the agency. Some will, some won't.
