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If you live in a second floor condo and there is a water leak that causes damage who is responsible?
Wiki User
∙ 9y ago
If you live in a second floor condo and you rent the condo, the leak that causes damage is the responsibility of the owner of the building. If you own the condo, the leak is the responsibility of the owner of the condo with the leak.
Wiki User
∙ 9y ago
Wiki User
∙ 15y agoYou should check on the laws in your area. In some regions, neither is responsible and your respective insurance companies pay for your own repairs. In others, the condo owner's insurance company above is repsonsible for paying. There may be a way to claim from the condo owner themselves.
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If your condo association is responsible for the exterior of your unit and you suffer interior water damage due to a leak from a foundation problem who is responsible to fix the interior damage?
Let your condo insurance company duke it out with the master policy insurance co.
Is condo insurance responsible for flood damage?
If the master policy is written to include flood coverage, then, yes.
Your neighbors washer leaked and ruined your condo you have no insurance?
It should go on your neighbors insurance, he's the one whos responsible for the damage.
In a condo who is the responsible for damage to the fuse panel?
Read your governing documents to determine who owns the fuse panel, the unit owner or the association. As well, your board can help you determine who is responsible to fix/replace the panel and who is responsible for paying for it.
Is homeowners insurance or condo insurance or both responsible for leakage from the roof that has caused damage to the floors ceiling and walls?
In most cases the association is responsible for mantaining the roof and structure. It should the the association's insurance problem.
Can high water pressure make condo responsible for burst pipe water damage?
If the pressure exceeds the normal rating of the fittings and valves.. Normally rated for 125 PSI
If a leak from my condo damaged the condo below mine and neither of us have insurance who would be responsible for paying for the damages?
If it was determined that the condominium did not bear any blame, then you are the one who would be responsible.
Does condo association pay for repairing mold damage?
It depends on the specific circumstances and the terms outlined in the condo association's bylaws or governing documents. In some cases, the condo association may be responsible for repairing mold damage if it is a result of common areas or shared systems. However, if the mold damage is due to the negligence of a unit owner or resident, they may be held responsible for the repairs. It is best to consult the condo association's governing documents and speak with the association board for specific information.
Who is responsible for gutter installation in a condo?
Read your governing documents to determine this responsibility.
Who should buy ho6 condo insurance?
HO6 condo insurance covers damage to the interior of the condo and the possessions therein from things such as fire, theft, water damage, etc. The master policy that covers the building only covers exterior damage. HO6 insurance would be necessary in places where wild fires or other natural disasters are somewhat frequent.
Does Florida law state that condo owners are not responsible for water damage to other units?
State law is not involved in this kind of situation: the association's governing documents, master insurance policy coverage, together with the owners' HO-6 policies determine responsibility for water damage.
Who is responsible for costs when a toilet backs up and leaks to unit downstairs in condo?
Your personal condo insurance should cover it under the liability section. It will not be a penalty to you.
