Yes, it is still considered your debt, even though you have had a bankruptcy discharge. You could try reopening the BK filing and adding the debt on. That however is complicated and expensive. Your best option IMO, is negotiate with the creditor.
The Bankruptcy Code says a debt is not wiped out if it was not listed (see 11 U.S.C. 523(a)(3)), but there is some case law (not applicable in all jurisdictions) that says it IS wiped out in a Chapter 7 case IF it was inadvertently missed, IF the Chapter 7 was declared a "no asset" case, and IF the debt was of the sort that it would have been discharged had it been properly listed.
In this situation, one could call their bankruptcy attorney and ask how much it would cost to reopen the case and add the creditor to the bankruptcy. The Court charges a reopen fee of $155.00 and an amendment fee of $26.00, plus the attorney would charge his or her fees to do the work. Then, one could ask the medical creditor how much they would settle the claim for.
Whichever is cheaper is probably the best thing to do.
Please note that nothing in this posting or in any other posting constitutes legal advice; this is simply my understanding of the facts, which I do not warrant, and I am not suggesting any course of action or inaction to any person.
If there is a judgment in a court for the IRS debt, you do not need to file a motion to include it in your bankruptcy. If the tax due was determined more than 3 years before the filing date, you include it in your Schedule F. If you have already filed your bankruptcy documents, you need to file a motion to amend Schedule F with the bankruptcy court. If the case has been closed, you will need to reopen the case, paying the filing fee, and then your motion to add the debt.
Depends on if your due a refund to start...and if it was taken from earnings before your filing or after.
Any corporation can file for bankruptcy, whether or not it owes taxes. If the corporation is to be liquidated, any taxes it owes are the first priority to be paid, before the debts owed to others.
Yes and no. If an account was already charged-off before the bankruptcy, it can be reported as a charge-off. By law, the creditors must charge-off accounts included in bankruptcy, BUT they can not REPORT that charge-off if it happens AFTER the bankuptcy. Negative reporting on discharged debts is a violation of the permanent injunction of the discharge.
If received for last year yes. the one for next year, received after filing, no.
Yes, you can amend your bankruptcy, usually for a fee that is passed on to you from the court. You should contact your attorney to add your medical bills before you bankruptcy is discharged and to reconfigure your bankruptcy plan.
BK will not affect any insurance policies that are already in effect.
pre-existing
"That depends on what kind of travel insurance policy you are refering to. There are insurance policies you can buy that cover medical attention. Many times you must pay ""out of pocket"" but the policy will reimburse you. Check all the details of a policy before you make your purchase so you will get the coverage you think you may need."
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The best medical insurance companies in California are Blue Shield, Connecticut General Life Insurance, Kaiser Permanente, Aetna and Health Net. Remember to ask for a quote from multiple companies before you purchase the insurance.
Its what you are required to pay out-of-pocket before your insurance will cover the costs of your medical bills. Sometimes known as "co-pay".
Its what you are required to pay out-of-pocket before your insurance will cover the costs of your medical bills. Sometimes known as "co-pay".
Preexisting means something that already exists, or exists before this point. For example a preexisting condition in relation to medical insurance is an illness that you have before you take out the insurance.
Medical expenses were incurred before insurance coverage, noncovered service deemed not a medical necessity, provider's address, PIN, or group number is missing.
You do not have to necessarily get credit counseling before you can file for bankruptcy.
No, you do not need to purchase insurance. Football is a common sport, and you do not need insurance for it. As long as you have medical insurance, you will be alright.