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Depends on the doctors office billing procedures.

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yes, your secondary insurance should cover this amount if you have reached your deductible with them. Normally, if the primary insurance applies a deductible or co-insurance/co-pay and you have not met your deductible on your secondary policy, depending on your policy they may apply the remaining balance to your deductible. Normally after the deductible is met on the secondary ins. they pay 100% of your remaining balance.

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Q: If you have a copay with your primary insurance but also have secondary insurance do you have to pay the copay before treatment?
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