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Any ticket will affect your insurance. Two within a month can cause and insurance company to non-renew you at the end of your policy term. My recommendation is to follow the speed limit!

You take the bus until your 25th birthday.

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8y ago
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17y ago

Fines paid or not, if you didn't attend traffic school or fight the tickets and win - your points on your license go up. This is reported by your state's Dept. of Motor Vehicles to your insurance carrier and they will deem you as a liability. Increases vary by vendor. When the opportunity presents itself, a 1-day sentence to traffic school is the best investment. Also, you would be surprised how often cops don't show up for court on traffic ticket challenges - resulting in the citation being dropped altogether. You can always ask the officer, "When was the last time your radar gun was calibrated?" or the ever popular excuse, "My spedometer has been acting up recently, and I'm getting it checked out..." Anyhow, good luck and for heaven's sakes - S L O W. . . D O W N !

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Q: If you are 18 and you receive a second speeding ticket exactly one month after your first how much will it affect your insurance?
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