You may need to check with the insurance company. Most companies will cover accidents that happen when a car is borrowed by a licensed driver.
you ni^^a
Technically yes, the insurance goes straight to your family. But you can't tamper with it unless you have an ID and your parent's permission.
You would be covered by the insurance on your friend's car if you are driving it with their permission. To be safe, get the parents' permission, not just your friend's. It may be that your friend can't give a legally binding permission.
As long as you are sure they have insurance and if you are listed as a drive on such insurance policy. If these cases are both yes then you will be covered under their insurance as long as you have permission to drive the vehicle.
the policy that covers the car that is being driven.
Not if the person lives in the home. An insured cannot be liable against themselves.
please i want to know if family planning helps a family or damages it
One of my family members was hit by a driver who carried insurance but was an "excluded" driver on the policy of the car she was driving. After talking to the other person's insurance company, an excluded driver is essentially equivalent to an uninsured motorist. That means that his/her insurance company will not represent them and that, if they are liable for the accident, your insurance company can go after them personally for the damages.
they should as long as the permit holder had a licensed driver with him. now, it would help if that person was on the policy.
Unless there is a specified time frame in your families insurance policy there is no specific set time. That said, your families insurer could deny any claim you may have if you are not listed as a driver. Meaning you and your family would be paying out of pocket for any claim/damages you cause.
Family Law - 1999 Damages 1-2 was released on: USA: 27 September 1999
Yes, if she has not been previously excluded in writing. If she is going to be a regular operator of the vehicle then she needs to be listed as an operator on the policy. An automobile insurance policy coveres named insured, family and anyone who with PERMISSION drives the vehicle.