Unless your partner adds your name to the title and then refinances, there is no way for you to get on the mortgage.
no
My wife and l bought a condo and it is in both our names but the loan is only in my name We just bought a house but the mortgage loan is only on my name. The title and deed is is both our names.
The situation you described would not give her any legal rights in the property.
If the mortgage is in your name it would not be affected by the death of your spouse. Mortgage life insurance is coverage that is taken out so that your house would be paid for in the event of your death.
You have to apply for a mortgage jointly for both people to be listed on a mortgage. You can however have your name added to a title of a house with simple paperwork.
By definition a mortgage is secured on the deeds of the house. They will have the deed (or officially have their name legally registered for the property) if they have given you a mortgage.
Yes, the husband can rent the house if he has the Mortgage in his name but the Deed of Trust is shared.
Yes, you can sell a house without spousal consent it their name isn't on the mortgage. If their name is on the mortgage, you will need their consent.
If you signed a mortgage, your name won't come off until the mortgage is paid off.
Only if your wife leaves the house to you as an inheritance are you legally responsible for her mortgage upon death.
That depends on whose name was on the deed when the mortgage was executed.
if the mortgage is in your name then keep paying it off. if the mortgage is in both names of you and your ex then contact the finantial institution for advise so you dont have trouble later down the track with your ex claiming half when the house is paid off.