There may be some very difficult and specific ones, that if you were in the circumstances for you would likely be addressing.
Otherwise...do that thing that every financial advisor says you shouldn't...withdraw you tax preferred retirement savings...and you pay a penalty...and you receive it all as income too.
By the way...you understand if your financial situation is desperate...that the 401k is exempt from seizure during a bankruptcy... withdraw it now and lose the protection too!
added to the balance
$284.39
$284.39
583.53
583.53
added to the balance
added to the balance
$284.39
$284.39
583.53
583.53
583.53
583.53
1209.87
455.87
With FEW exceptions, YES. that is the lenders usual option to collect.
Typically, no, there may be some exceptions based on co-signers and benefiting from the estate.