If empoyee pays part of the workman comp is there any benefit to the employee?

Answer 1

Workmen's Comp. is an insurance plan carried by employers and funded through their premiums, and is exclusive of employee involvement. There is no provision for employee contribution to the payment of these premiums. If a worker is injured and made subject to the terms of what's provided through Workmen's Comp, then that may be viewed largely in the same way as any other type of insurance involvement by the employee, in the broader sense. That means that if an employee pays for procedures normally covered under the plan, by choice, the plan is not necessarily under obligation to consider itself bound to reimburse the employee for that. The plan will pay for what the plan is obligated to pay, under the terms and provisions of the plan; and, should part of that debt be eliminated by someone else, then it plainly no longer exists as a debt or obligation. These insurance matters are customarily negotiated and administrated through channels not accessible by the employee. If a claim is made by a doctor which stipulates that an injury was covered under Workmen's Comp, then either the plan will, or will not, pay for the services the doctor performs; and, this is not in any way affected by anything the employee may provide from their own resources, unless such provision serves to eliminate the debt, which nullifies the need for a claim to be filed.