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== == Probably not.

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Q: If an employer changes insurance companies in the middle of the year and you've met your out of pocket expenses for the year will you have to meet them all over again?
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Does an employer need to notify employees of health insurance changes?

Yes, unless the Insurance Company is doing it.


Who do you contact for premims due when fiance and marital status changes?

The places you should contact for premiums due when a fiancé and marital status changes, are the insurance companies themselves. This could be for car insurance as well as mortgage insurance.


Can a husband cancel his wife's health insurance if not legally separated?

If not legally separated, you will probably have to wait until open enrollment through your employer to cancel her insurance. If you do get legally separated, you can cancel insurance as you have had "change in status." Usually insurance companies will process changes outside of open enrollment when you have a change in family status. An example of this would be getting married, having a baby, or getting divorced/legally separated.


Can an employer cancel your medical insurance while you are FMLA for surgery?

The answer may depend on the dates when you were on FMLA leave as the law underwent some changes and is date dependent. In general, insurance may only be canceled if insurance payments were not made. But for this to occur, the employer must give you advanced notice that this will occur due to nonpayment.


What is insurance times and where can you find it?

Insurance times is an insurance industry magazine based in the United Kingdom that discusses changes in policies and laws regarding insurance companies. You can subscribe to it in print, or you can read it online at their website.


Can a spouse be dropped from employer's insurance if spouse is insured?

Yes you can select whatever coverage you want through your employer. However, your enrollment is through your employer and they usually only allow you to make changes to your coverage during open enrollement (the beginning of the year most commonly).


If your employer changes health insurance in your last few weeks of pregnancy will the new insurance cover you and the baby?

That is something you will need to check with your new insurance company. Most have some sort of coverage for pregnancy. Look over the policy and call the company with questions.


What are car expenses?

it might be referring to the fact that the cost of a car is not only that of the car itself, but also car expenses. For example: preventive maintenance (oil changes, fluid level maintenance, etc.), repairs, cost of fuel, insurance, registration, etc.


What changes in terminology related to insurance claims and medical billing and coding have occurred in the last two years?

All of the changes occurred to ensure that both facilities and insurance companies could communicate clearly. There have been changes to the CPT codes, the ICD codes, and penalties put in place for sub-par reporting.


What are the age categories for life insurance?

Each insurance company has different age categories. Some companies issue to age 70, some 80. Different companies will require different testing for applications based on your age. The pricing changes, however, every year older you are.


Which companies provide health insurance maternity?

Maternity health insurance is not a stand alone insurance. It is usually included in a package provided by your insurance plan. Blue Cross and Blue Shield and Humana offer maternity and post natal insurance plans. You also need to check with your current provider, because insurance changes from state to state sometimes.


If your spouse who is not the primary insurance carrier makes a change over the phone is there a waiting period before it goes into effect?

Not usually. The majority of insurance companies accept the change valid at the time of the request. Even if it changes the premium amount.