0
I got injured at work but the CA workers comp system is awful. I have good medical insurance. Is it better to collect workers comp or to file short term disability and pay your own doctor's bills?
Wiki User
∙ 11y ago
Add your answer:
Earn +20 pts
What is the function of disability insurance?
Disability Insurance pays when you get injured working. It's used to pay bills like the electric, and the mortgage.
What is short term disability Insurance?
Short term disability replaces your income if you become injured or sick and can't work. The benefit period is limited to 3, 6, 12, or 24 months. The policy stops paying benefits if your disability lasts longer than the benefit period.
Can a person collect unemployment benefits and long term disability in Pennsylvania?
Disability insurance and unemployment insurance do different things.Disability insurance replaces your income in case you are sick or injured and unable to perform your work duties. Private companies provide this coverage in PA.Unemployment insurance replaces your income if you lose your job. This is a state program.If you are disabled and your employer terminates your position, you may be able to collect unemployment.Second opinion:No because first of all you're already getting money and second you're going back to work so they won't grant you it
Does Erie car insurance pay for short term disability?
Most auto insurance policies have an optional coverage called work loss coverage that will pay for some amount of temporary disability if you are injured in an auto accident and have chosen to purchase this option on your policy.
What if your employer does not carry disability insurance on you?
If you live in Nevada an employer does not have to. In fact the Nevada will defend the employer, if an employee is injured on the job and the employer does not have W/C Insurance. I've been though this.
Can you receive more than 60 percent of you monthly income under disability insurance?
That's about the limit. They don't want you making more $$$ injured than working. Also, disability payments generally are not taxable.
When an individual has an automobile accident and someone is injured are they required to complete an accident injury claim with their insurance company?
When people have accidents in their automobile and someone is injured it is required to report it to the police and to their insurance company. This is because the injured person may need a doctors care and the person responsible for the accident is the one that will be required to pay through their insurance company.
Can you get insurance to cover you at work if you have a DUI?
It is not easy to qualify for disability insurance if you have a recent DUI. The logic behind this is that you are at greater risk of suffering a disability if you are injured in a car accident and you are more likely to have a car accident if you have a history of DUI. If you are asking about whether or not your employer's auto liability insurance will cover you, then the answer is "probably not" if your DUI is recent (3 years or less).
If I am out of work for leg surgery and do not have insurance with m company how can I get short Term Disability or any compensation to help pay my bills while I am out?
If you are currently injured and unable to work it will be very difficult to get coverage, and your current injury will be considered a pre-existing condition. You need to buy insurance when you are healthy, not after you get sick or injured.
Is it legal to have supplemental injury insurance and collect workmans compensation?
It may depend on the state you are in. We are in Maryland and I know here it is fine. My husband was injured on the job last August and we carry additional accident insurance and were able to collect for out patient procedures. I suggest checking with an attorney for your state.
Can you receive disability payments for a injured back?
yes
If you are permanently injured in the army can you get disability from the army?
yes
