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Anything involving the law is complicated. I will not advise you. This is not for legal advise. This service suggests. How much do you owe? To whom? Has it been adjudicated? What is going on? If you owe thousands and the bill collectors are hounding you, it might be worth it to get them off your back. If you owe a few hundred dollars and have a job, you might want to avoid having a bankruptcy on your record. What is your situation? Some stationery stores sell legal forms. You might get a form for bankruptcy and see what it entails.

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Q: I cannot afford to hire an Attorney so how complicated is it and is it advisable for an individual to file for Ch 7 bankruptcy without legal representation when they own nothing and have no income?
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Where can I find some useful information about bankruptcy?

Most individuals who file for bankruptcy do so under Chapter 7, Title 11 of the US Bankruptcy Code. It is the most common form of bankruptcy in the United States. You can visit Wikipedia.com for basic information about straight bankruptcy, and www.uscourts.gov for more detailed, formal information. It is advisable to seek the assistance of an attorney, as bankruptcy cases can be complicated and lengthy.


Can an illegal immigrant file for bankruptcy in the state of California?

An illegal immigrant can file for bankruptcy in California. The federal bankruptcy code does not limit the filing of a bankruptcy to U.S. citizens or legal permanent residents. The bankruptcy code allows a debtor to be a "person that resides or has a domicile, a place of business, or property in the United States, or a municipality, may be a debtor under this title."Whether it is advisable to file for bankruptcy, will depend on the particular circumstances of that individual.


Can a hearing be run without legal representation?

Yes;if the company rules and regulations dictates non legal representation. It is also advisable not to allow such representation to avoid complicating issues.


Can you file bankruptcy if you are hiding your car from being repossessed?

You can, but it most definitely would not be advisable. The vehicle would have to be listed in the bankruptcy schedule as a secured debt which means it is NOT dischargeable in a BK.


Can military file bankrupcy?

Yes, military personnel can file for bankruptcy, just like any other individual. However, certain benefits and allowances provided to military members, like housing allowances, may be taken into account during the bankruptcy proceedings. It is advisable for military personnel considering bankruptcy to consult with a legal assistance office or a bankruptcy attorney who specializes in military issues.


Is it advisable to rejoin any of the individual wires within CAT6 cables if single strand gets snapped off, and if so how?

It is not advisable and you should get a new cable instead.


How does a person file for chapter 11 bankruptcy?

To file chapter 11 bankruptcy one must propose a plan and then must find creditors to agree with this plan. Then, the person must take the plan and creditors to bankruptcy court where the judge will decide whether the plan can work or not. As long as the judge and all the creditors agree then that person can follow through with the plan and be in chapter 11 bankruptcy.


Can assets of the people you live with be seized if you declare bankruptcy?

Perhaps. If the filing party is on a deed for real property or joint bank account with the others that property might be "frozen" until the amount each party is entitled to is proven. It will depend on what the property is and how it is titled. If this is the issue it would be advisable to consult a bankruptcy attorney.


If your wife filed bankruptcy and she owns your house is it possible for her to quit claim deed it to you so that you can refinance?

No. The court would not allow the transfer of a deed when bankruptcy procedures have been initiated. The laws defining fraudulent conveyance, an action in which a debtor attempts to keep assets from creditors, are defined by state and/or federal bankruptcy statutes. Some activities carry the presumption of fraud, even if they are not finalized. It is advisable to seek legal counsel concerning questionable transactions previous to filing bankruptcy.


What is a suffix for advise?

advised,advising,advises


If you filed bankruptcy over 10 years ago and it has come off your credit report if you file again will it show two filings?

It shouldn't, however CRA's are not always accurate in their data keeping. If the previous expired bankruptcy shows in the PR's portion, it would be advisable to send a letter of dispute to the reporting agency.


Can a collector who bought your account from the creditor be awarded a lawsuit judgment if the debt was included in your bankruptcy?

There is something amiss here, a debt that is discharged in bankruptcy is no longer collectible. Therefore a lawsuit could not be filed and won nor a judgment awarded to the plaintiff pertaining to such a debt. The involved party should contact the attorney that handled the bankruptcy and have the judgment voided if it is indeed invalid. It would be advisable to acertain if the debt was discharged rather than excluded from the bankruptcy or perhaps sold previous to the filing of the petition.