It means you each have a different insurance company. If you had both HMO dental coverage and Delta Dental (and the veteran in me has to ask: "for God's sake, WHY Delta Dental?") active at the same time, that would be dual coverage.
Delta Dental insurance does include coverage for implants, subject to some limitations, in its quotes to employers and purchasers. Some opt however to remove this coverage to reduce their annual premium cost.
Many companies offer dental insurance coverage. Some examples of companies that offer this type of coverage include Delta Dental, Security Life, and Anthem.
Delta Dental is an dental insurance plan company. Delta Dental specializes in offering dental insurance plans to companies as part of an employee compensation package as well as insurance plans to individual consumers.
The website of the Delta Dental Plans Association has links to all of the Delta Plans in individual states including customer service representatives who can answer your questions about coverage: http://www.deltadental.com.
Yes, providing the employer and/or group program sponsor has opted to include this benefit in the scope of benefits negotiated with Delta Dental. The easiest way for Delta Dental enrollees to find out if they have such coverage through their employer is to go to www.deltadentalins.com, sign into their secure online benefits portal, and look to see what benefits are specific to their particular Delta Dental program. Delta Dentists also know how to call-in or check by web on behalf of their patients to see when they are entitled to this coverage, and what its limitations are. Delta Dental always quotes benefit programs that include implant coverage, subject to the annual maximum, but some group clients opt out of this coverage in order to reduce their costs.
Delta dental is a dental insurance company. Delta dental will pay 50%-80% of the cost for the extraction of wisdom teeth.
Aetna and Humana are two trusted names in insurance that offer supplemental dental plans. These plans can start at under $10 a month and they augment the coverage your employer may offer. Humana dental offers great deals on dental insurance for the family. You can also find a list of other companies such as Delta Dental by visiting www.dentalinsurance.com.
I would assume Delta Dental
Delta dental insurance is available in numerous nations, though there are some regions that the company isn't available due to budgeting reasons.
Contact your state's health department. You many qualify for free or reduced cost dental insurance depending on your financial need. If that is not an option Delta Dental and Aflac are both good places to begin your search.
Yes, you can be covered by multiple dental policies. There will be one insurance carrier as your primary insurance and the second insurance carrier will be your secondary insurance.
It all depends on your family or individual package. Some programs offer maximum coverage while others offer a minimum coverage. The good thing about insurance is that it is customizable to suit your individual/family needs.