What you need to do is tell them a fictional story. Casually say that the last person who didn't pay you back, (insert made up name), couldnt walk for two days because you kneed them in the balls so hard. Add more details to the story to make it sound better. Whatever you do though, make it sound very CASUAL, and not hinting that they should pay you back.
That would be up to you. If someone is paying for you you have to ask them.
they would have to prove it was fraud. You used someone elses name, you had no intention of paying, you used deceipt. etc. The days of going to jail just for oweing money (other then child support), are over. (When you owe money to the goverment, they often consider that to be proof enough of a fraud, lol).
Someone that does not switch gas supplies can be paying too much for their services. It is normally cheaper to go through the same company as your electric company. This can earn you a dual discount which could save you money.
They would most likely be charged with assault. Penalty (if convicted) would depend on the judge.
You might save money by paying the amount you have charged before the interest is calculated.
It would be best to get some new gear or paying your bills if you have to pay bills
A Vague would be a person that is daydreaming or not paying attention to something or someone.
The amount of money you will be paying for a year worth of tutoring in Physics is $ 2500 on average.
Which witch in particular, and why would you wish to scare them?
That would be a miser.
How would you know they weren't. See link
In the terms of accounting - advertising would be a debit - since you would be paying someone to advertise your business.