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I insured a piece of land I own and it cost me around £200ish for the year but there are a few factors that will affect the cost of your particular quote compared to mine (i.e. size of land, use of land, etc). Yours may well be cheaper or more expensive depending on the answers you give.

I simply did a Google search for "land insurance" and went with the top result which was a company called Ashburnham Insurance who seemed to know what they were talking about. Documents arrived couple of days later and all seems to be in order.

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Q: How much to pay for public liability insurance for land with no public footpath?
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Do you need public liability insurance if you own land with a public footpath running through it?

Absolutely! You should have a general liability policy because YOU can be held liable and will be named in a lawsuit if any bodily injury or property damage occurs to a third party on that property. Is this land adjacent to your home? Is it officially a park or walking trail?


What liability insurance coverage can be obtained for vacant land?

Whatever coverage amount you wish and that the company will accept, You can obtain liability insurance on vacant land.


Can you get liability insurance on land only and not on a home?

Yes, Land owners can and regularly do obtain insurance to cover potential liabilities


Is land considered a product for insurance purposes?

Liability coverage is offered for vacant land, but most insurance policies specifically exclude land value, or the reconstruction of land following a sinkhole collapse or earth movement.


What type of insurance is needed for vacant land owned by your HOA?

If there is no lien on the property, the HOA's general liability insurance should cover any liability arising from the use of the land. If the HOA isn't formal and isn't incorporated it probably doesn't have any insurance. I would consider obtaining some. Consult the HOA's legal counsel for advice for your area.


Why do you need liability insurance on land you do not use?

Liability insuranceIn the Unites States, a landowner can sometimes be held liable for certain occurrences on the owned land. A Landowner is typically NOT held liable for the actions of tenants. This is what Renters Insurance is for. A Tenant can purchase property and liability insurance on a tenants policy. A property owner also is Typically NOT liable for the actions of criminals or others that may have entered your property illegally.So while its a good idea to maintain some type of Liability Insurance for Vacant Land to cover some occurrences where the owner might be liable. One should not presume that the property owner is liable for anything and everything that might occur on the property.


What is the difference between farm liability insurance and vacant land general liability insurance?

Farm Liability is often a Farm Comprehensive Personal Liability coverage form and generally covers the land on which you farm as well as the products which you produce as a farmer. It covers the personal liability for the insured(s) as well as the farm exposures. There is some off-farm property coverage often written on a Farm Package. Vacant Land General Liability provides protection for the undeveloped vacant property. The definition of vacant property / vacant land is an important item to review in the coverage form. If it's to be undeveloped land and a the insured is putting a road in and / or developing the site, one might need a different class code.


Can a person research the history of title to real property for free and is the homeowner's insurance also included in the public record?

Anyone can examine the public land records. Insurance information is not included in the public records.


How do you get liability on vacant land without homeowners insurance?

You could get a commercial type policy -- the last one I sold in Texas was about $1200/year for $300,000 liability. They charge per acre. Insuracne is regulated by state governments. All insurance questions should be required to state what state you are in. Don't just love the English language? Why don't you have homewners insurance??? You have to live somewhere. You can buy a renters policy that has personal liability as part of the package and ask the agent if it will extend to vacant land.


Is the land you own a liability?

Unless there is something badly wrong with the land it is an asset, not a liability.


Is land you own a liability?

Unless there is something badly wrong with the land it is an asset, not a liability.


How does premise liability pertain to condo property divided land?

Condominium AnswerRead your governing documents to verify that a master insurance policy is required for the association, and the details of liability coverage required.Individually, unit owners may also carry liability insurance. That policy defines 'premise'.The master policy coverage will define 'premise' also.Depending on the claim, different policies may be involved.Insurance Answer[TBD]