It depends on the state you purchase it in. States have varying sales taxes.
Ask the pawn shop, they will tell you how much they will pay you for the ring.
Take your ring to a local jeweler and pay for an appraisal. If the diamond is larger than one carat, you can pay a certified gemologist to document the characteristics of the diamond and verify the composition of the metal setting.
Whatever you're selling can be purchased by anyone for 'the right amount of money'. Your question queries the value of the ring's metal; without any information except the cut of the diamond, it's not possible to respond regarding the diamond. Best practices dictate that you pay a certified gemologist to document the diamond and its characteristics -- cut, colour, clarity and carat weight -- and then you'll have an idea about how to establish a price for your ring.
The sale price depends totally on the quality of the diamond and the metal setting. You can pay a certified gemologist to produce a certificate that describes the ring, and ask that the certificate include a current market value. Otherwise, you can pay a jeweler to give you an appraisal for the ring that you want to sell.
You need an appraisal or a certificate from a gemologist to value your jewelery. With that information, you can sell it for whatever a buyer will pay you for it.
Your answer depends on the quality of the diamond, the metal in the setting and the design work involved. You will pay more for a natural black diamond than for an enhanced or man-made stone.
The pawn shop willing to buy the ring is the only one that can tell you what the shop can pay. If you have such a ring, best practices dictate that you pay a gemologist to evaluate the quality of the diamond and the metal, so that you have an idea of the fair market value of the ring before you go to the pawn shop. For example, today on Blue Nile you can pay US$9,369 or up to US$96,161 for a round cut, two-carat diamond, depending on its colour, cut, clarity and exact carat weight.
A 2 carat diamond cushion cut ring would make a beautiful engagement ring. The price of such a ring would vary from jeweler to jeweler; however, one could expect to pay from around $450 upwards.
The money you pay for a diamond depends on its cut, clarity, carat weight and colour. You can spend several hundred dollars or several million dollars for a diamond. Today, on Blue Nile, you can buy a diamond of this carat weight and spend between US$9,200+ and US$47,000+, depending on the clarity, colour and cut that you want. Then you'll pay in addition for the ring mounting and the jeweler's time to mount the diamond in the ring that you've chosen.
It just depends on whether you scheduled your diamond ring for coverage on your policy. If the diamond ring was scheduled as a covered item on your home insurance policy then it will be covered. If you did not schedule the ring and or did not pay the premium for fine jewelry coverage then no, it will not be covered.
You can pay a certified gemologist to value the diamond and the setting, and give you the answer that you want.
When selling a diamond, you can sell it for whatever a buyer will pay you for it. For a diamond of this weight, best practices dictate that you pay a certified gemologist to describe and value the diamond and the setting. Then, you'll have an idea of its worth. You can buy a diamond of this weight with no remarkable colour or clarity, depending on the cut, and pay from US$2,400 to US$3,300 today from Blue Nile.