It basically depends on the driver and the amount of liability coverage you need. You can get the state minimum or a little more depending on each persons situation (assets) I recently compared rates with lowinsurance.org, the cheapest liability coverage I found was just over $38 month. It really all comes down to your level of risk to thier pocket book.
No liability insurance is not mandatory for boating in Ohio, it is a good idea to have liability insurance to tide over troubles if you or someone operating your boat is involved in a boating accident.
Yes
Automobile Liability insurance, YES. Liability insurance, NO. There are many kinds of liability insurance.
Yes in the state of Ohio you need to have insurance on your auto the min you may have is $12,500 per person on bodily injury coverage. Ohio law you must on any auto have insurance and there is a min coverage law set by the state of Ohio.
Liability
You will need the basic liability insurance. This means that you will be covered for the other person's car if you are in fact responsible for the accident.
Limited liability insurance can be purchased from many insurance companies. An explanation of limited liability insurance can be explained by a qualified insurance agent.
If you have liability for an accident, you will need to contact your insurance company. If you do not have liability insurance, you may need to pay for the accident out of pocket.
That's up to Kmart. They can carry as much or as little coverage as they choose. There is no law that requires them to carry liability insurance at all.
Liability insurance for what? Insufficient information to answer.
The limits vary by state. Where are you?
kayaking