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This will depend on your State and what their regulations are regarding this matter. In Georgia, your license will remain suspended until you finish reimbursing the party you hit and their insurance company who may have paid the claim under their uninsured motorists coverage. They will allow you to make payments over time to get it paid off. I remember a 15 year old girl that drove her Mothers vehicle. Because, she wasn't a licensed driver, the insurance company denied coverage and did not pay the claim. She could not get her first license until the $5,000 damage she caused was paid back to the other parties insurance company. The Mom had insurance but did not notify the company of the drivers and let an unlicensed driver drive the car and she new she had no license as it was her daughter.

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Q: How many years is your licensed suspended if you do not have insurance on your car and you get in an accident?
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What if your insurance company does not provide the full claim for an accident and you do not have money to pay?

The other party can have your drivers license suspended for 10 years or until you pay, whichever comes first.


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Time to dig into your savings and pay the claim yourself or you can find your drivers license suspended for the next 10 years or until you pay off your debt from the accident, whichever comes first.


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What happens to a person at fault for a car accident with no insurance if it is not their car in GA?

Each state has it's own reglations, However in most states, If you refuse to pay for the damage you caused in the accident, your license will be suspended until such time as you decide pay for the damages you caused, or in some states for 10 years, whichever comes first.


How long does an accident that was your fault count against you on your insurance?

No more than 3 years.


What happens if someone borrows your car and gets into an accident and does not have a valid drivers license?

You need to read your insurance policy now or have someone look at it quickly. Some policies state that no coverage exists if you loan a vehicle to someone that is not licensed, that you know is not licensed, or that you should know is not licensed. This means that you could have to pay for the accident out of your pocket. Be very careful with loaning vehicles. I recommend that my clients not loan vehicles because you are also loaning your insurance and you insurance record. State to State laws vary as well so you will want to check state law as well. For full disclosure, I own and operate a small Independent Insurance Agency in Gordon, Georgia and have for 22 years. I also worked as an agent for a direct writer for 3 years before that. You should also be aware that in the situation you described the car may be impounded adding impound fees to your out of pocket expenses.


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Probably, if you were insured 2 years ago.


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Can insurance make you pay if cars behind you get in accident?

I've got a feeling there is more to this than the question states. The answer is if you caused the accident and the police and/or insurance investigator state that you caused the accident then yes you can be at fault and liabile to pay for damages. For full disclosure, I own and operate a small Independent Insurance Agency in Gordon, Georgia and have for 22 years. I also worked as an agent for a direct writer for 3 years before that.