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This varies depending on what you do about it, you can enroll in Credit Card programs that allow you to quickly rebuild your credit score. Paying off overdue payments helps. Creditors will tell you it takes an average of 7 years to return to a good score that might be something like 650 or higher but that's not necessarily true keep payments up most Credit card companies offer you a smaller monthly payment once you've begun to fall behind even a lower monthly premium if you are willing to contact them and work out a deal.

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Q: How many years does it take to clear a bad credit score?
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Related questions

How many points does your credit score drop after a collection?

While there's no definitive answer with respect to how many points your credit score may drop after a collection, a collection account is a clear indication that a loan, credit card or retail card was not repaid and payment history is one major contributing factor to your credit score. This can have a negative impact on your credit score.


How many points will be deducted from a credit score for a repossession?

a lot and it will hurt your credit for 7 years


What is a good website to get my credit report credit score?

There are many website to get your credit report credit score. You can go to www.equifax.com/ or www.creditscoring.com/pages/bar.htm to find the score.


How many points does foreclosure decrease your credit score?

how many points dose foreclosure decrease your credit score


How do you determine your credit score if you have not established credit?

Over the internet, you can find many credit score calculators, fill in the details and get your score. You can also get in touch with your bank.


Where can I get some information on a free credit score?

There are a couple of ways to access your credit score. You can do this through financial institutions or by accessing a credit score company such as: www.equifax.ca. Do remember that accessing your credit score too many times can actually affect your score.


Why is your credit score lower than it was two years ago if you have paid off your first mortgage and all delinquencies and have been on track for four years?

== == Many reasones. Delinquencies stay on your credit score up to two years. There are other reasons why your credit could be affected. Here are the five factors: Payment History Delinquencies Credit Limit Inquiries


Credit score range?

credit score ranges from 300-850, so there is much room for improvement if you have a low credit score. You can do many things to improve your credit score, and it is essential if you want to buy a house or car in the future. There are also many benefits to having a good credit score, including getting approved for loans and lower interest rates. You can find the best credit score grades that will help you know your credit score grade.


How do I find out my credit score?

There are many companies able to help you get your credit school. Banks and any other financial institutions are usually able to help you receive your credit score. If not there are many online resources to help you get a free credit score.


How many points does a 6-year-old charge off affect your credit score?

== == The only time your credit score was affected was within the first two years after this time period it no longer affects your credit score, but it is alwaus a good idea to check if the account is over the statue of limitation for your your state.


Does checking your credit score often lower your credit score?

No. The only thing that can lower your score is when you apply for new credit. Many companies do background checks that include a credit report, but this will not lower your score. There are ways to avoid lowering your score on accident. Make sure you're not falling into these credit traps.


Where can I find more information about score credit report?

There are many sites that offer credit score reports. There is the free report you can get from the government. There is also credit score reports that you can get from sites and from the three credit agencies for a cost.