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As a former nursing home Social Services and Admissions director and current hospital employee I would not recommend going on a medicare replacement policy. Insurance companies are for profit and will fight to cut your benefits short to save themselves money. I have seen many patients denied services or have nursing home or hospital stays cut short because of this. They can also limit your options when it comes to which nursing homes and doctors are "in Network" sometimes leaving you with second rate care.Type your answer here...
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Is the prescription plan considered a supplement to Medicare?
Prescription plans can be used as a supplement to Medicare. There are medications that are not covered by medicare that a prescription plan can be used as an alternative way to receive them.
What type of supplement plans are offered by Medicare?
The type of supplement plans that are offered by Medicare depend on the area in which you live. Even then they use vague plan names like "Plan A" or "Plan B". Each of these services vary in how much Medicare will help pay for one's medication.
Is Medicare Part C the same as Medicare supplemental?
No it is not. Medicare Part C plans otherwise known as Medicare Advantage Plans are private insurers that maintain a contract with Medicare to provide Medical Coverage and/or Prescription Drug Coverage plus in some cases added benefits not usually covered by Medicare (like dental, vision, etc) Medicare Supplement plans which have been standardized into various benefit plans labeled from A-N work in conjuction with Original Medicare and provide supplement coverage for costs that are normally the responsibility of the beneficiary. For more information on Medicare Supplement plan types, go to the publication 'Choosing a Medigap Policy, page 9:
Is Blue Cross and Blue shield who you would call to get additional coverage to Medicare Parts a and b?
Several insurance companies offer Medicare supplement plans.
What is a medicare supplement and a medicare replacement?
Medicare supplement pays part or all of your deductibles and copays that you have with Medicare parts A and B. A "Medicare replacement" is actually Medicare advantage. They are a Medicare option that combines your Part A, B and sometimes part D into one plan that is administered by a Medicare contracted insurance company. Many of these plans have very low or even 0 monthly premiums. You still have copays but they are generally much less than Original Medicare. (If this question relates to United States Medicare, there is no such thing as the concept of "Medicare replacement." I do not see anywhere to add an alternative answer so I put this here just as a warning. In the United States you are either on Medicare or you are not. If you are on Medicare in the United States, you will almost certainly feel the need to supplement it. Over 95% of the people on United States Medicare supplement it in some way. There is a wide choice of ways to supplement United States Medicare. The answer above describes only two of them.
Does Medicare have its own supplement ins?
No, Medicare itself does not offer a supplement insurance plan. However, private insurance companies offer Medicare Supplement Insurance plans, also known as Medigap plans, which can help cover some of the out-of-pocket costs that Medicare doesn't cover. These plans are sold by private insurance companies and are designed to work alongside Original Medicare.
Where can someone find information about Medicare Supplement Insurance plans?
When someone is approved for a Medicare plan they often get pamphlets and paper work for doctors that will accept Medicare insurance. The United States government also has a website and you can get information from there.
What are the benefits of purchasing an AARP Medicare supplement?
The benefits of purchasing an AARP Medicare supplement are many. This supplemental insurance plan offers extra coverage above what Medicare covers, deductibles are lower, and there are more service providers who accept this supplemental insurance than other similar plans through other companies.
A standard medigap policy must provide what?
A Medicare Supplement Insurance Plan, or Medigap Policy, helps cover your share of Medicare Part B cost. You can choose between Medicare Supplement Plans A-N. All plans offer Part B co insurance. Some plans offer skilled nursing benefits or foreign emergency travel while others do not. Consult with a Medigap provider to determine which Medigap Policy suits your needs.
What are the requirements for one to be eligible for medicare part d?
If your parents are already enrolled in regular medicare they can be able to qualify for Part D. You can go to Medicare's website and check their plan finder. By using their plan finder it will tell you which plans you are qualified to use.
Do pensioners have to pay compulsory healthcare insurance?
There is no compulsory health care insurance in the United States, at least not until 2014. Almost everyone over age 65 is enrolled in Medicare, which is free. (There are parts B and D of Medicare that charge a monthly fee, but these are voluntary.) There are a few people over age 65 who do not qualify for Medicare; these people generally have health plans from their former employers.
What services does Regence Blue Cross provide?
The types of services that Regence Blue Cross provides include medical and dental coverage for individuals and families. Medicare and medicare supplement plans and online assistance.
