The length of time a car accident affects your insurance rate can vary with different companies. It can take from 5 to 7 years for your rates to go back down. It doesn't hurt to shop around for car insurance to try to improve your premiums paid.
12 years
5 years may be
Depends where you live.
In what state? At fault in MA you are penalized for 6 years. The record stays in the DMV computer forever. 4lifeguild
Insurance records are kept by private companies, not by the governmnent. There is no time limit for the storage of this type of data.
5 years.
Such records are not consideered to be "public records" and are not regulated by statute law, so it is entirely up to the insurance companies involved.
Contact your agent or policy services for your carrier they will be able to tell you.
It shouldn't go on your record but it may go on your claims history.
Contact your agent or policy services for your company and they will be able to tell you.
They stay on, for 3 yrs or whenever the insurance company renews they re-run your driving record.
That depends entirely on the full nature of the circumstances surrounding the accident.