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Laws vary by state but I can tell you for the state of California you have up to 3 years from the date of the accident to attempt to collect money from the responsible party (ex: filing suit against someone). Now just so you know, if it was confirmed you were not insured on the date of loss, most major companies will just send the file to a collections company to go after you for the money.

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Q: How long does a auto insurance have to file a law suit against you for an accident you did not have auto insurance?
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Related questions

How does one file an auto accident insurance claim with Progressive Insurance?

It is very easy for one to file an auto accident insurance claim with Progressive Insurance. One can file an auto accident insurance claim with Progressive Insurance by calling a Progressive agent by phone or filling out a form on the official Progressive webpage.


What are your options if your private property was damaged by someone else during an auto accident?

file and pursue a claim or dont. If you do file , file a police report, get a copy of the report and have your property insurance company pursue the claim against the insurance company covering the party or parties involved in the auto accident


What are auto insurance claims?

Auto insurance claims are those matters for which you ask your insurance company to pay for something, because you were in an accident or your car was damaged. If two cars are involved, one company may file a claim against another.


How does one file auto accident insurance claims?

After a car accident, one must immediately contact their insurance company to file an auto accident insurance claim, even when the other driver was at fault. Make sure to have all the other driver's insurance information so that the other company can thoroughly investigate.


Do you need to file an auto insurance claim for a fender bender?

You need to file an insurance claim on any accident in which a claim is going to be made on both parties.


Can a person file an insurance claim 72 days after a minor auto with accident no police report?

Yes you can.


How do you file a insurance claim against the party that was at fault in an accident that occurred in a parking lot Without involving my insurance company.?

Just file a claim with the other parties insurance company. You called the police and got an accident report, right?


What insurance policies are involved when there is a car accident?

Auto insurance, and if you are hurt by the accident, then health insurance too, but you will need health insurance for the second to file a claim for injuries, and health insurance is optional. Auto insurance is required by law. If it is someone else's fault however, then they must pay for all the damage to you, your car, and themselves.


Can you file a claim against a person with no insurance?

You can file a claim against your insurance company for an action caused by another person with no insurance if you are covered for such an occurance. An example would be if you had uninsured motorist coverage and were hit by someone without auto insurance. However if you want to file a 'claim' against the person directly who has no insurance there is no one to file the claim against. The only alternative here is to sue the person in court.


How long do I have to file a personal claim towards a persons auto insurance after a car accident in the state of Indiana?

Within 24hrs


Does a passenger in a car accident have to file a claim with their own insurance?

Not usually, unless it is for the treatment of some serious and lengthy medical injury for which the auto insurance is insufficient.


Can an auto insurance company file a lien against your home for auto damages?

Yes--but only if they have a court judgment against you. In that case, they would have what is called a judgment lien.