You would have to sign a waiver on your insurance stating that you have prior coverage. Your application that your employer gives you should have that on it.
The above answer assumes that you have the right to opt out. Here in CA if your employer pays 100% of the premium you can not opt out even if you are eligible for other group coverage. Often the employer will tell you that they pay 100% (and they actually do) but the plan documents will say that they only pay 99%. This would then allow you to decline coverage.
They can if the spouse has insurance offered at their place of employment.
Spouses are allowed to carry separate insurance policies, as there are no laws stating otherwise. However, it is generally more cost effective for spouses to carry one together.
Credit Life Insurance.
Yes. As long as there exists an Insurable Interest between two parties, they can buy life insurance. For instance, there is insurable interest between spouses, parents and their children, and relatives. A daughter may purchase life insurance on her father.
yes
It does. Beginning June 26, 2013, same-sex spouses of active service members are eligible for health insurance.
Yes you can purchase life insurance on your parent. In order to buy life insurance on another person there must exist an Insurable Interest in that person. There does exist an insurable interest between siblings, spouses, and parents and children.
The employer does not have to pay for the spouse's coverage. It can be offered to the employee and the cost taken from his/her paycheck to cover the spouse. There is no legal requirement for the employer to offer coverage for spouses -- even at the employee's expense. However, it would be very unusual for a plan to cover only employees and not have coverage available for spouses and children.
Yes, they do.
Barbara T. Devine has written: 'Military wife PLUS' -- subject(s): Air Force spouses, Army spouses, Employment, Navy spouses, New business enterprises, Women-owned business enterprises
yes they can
Yes, they do.