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It depends on whose lack of responsibility in question. If it is your own, you may forget or lose things. You might have substance abuse problems, be poor, miss lots of work by oversleeping, stay unemployed, and act childish. You might believe that everything bad that happens to you is someone else's fault. You may be late to events, have out lots of overdue library books, and owe others lots of money.

If you mean other irresponsible people, then you'd have to put up with some of the consequences of their actions. You might have to put up with someone being late to a meeting, and with a hangover or intoxication. You might have to put up with someone borrowing from you and never bringing things back. An irresponsible driver could take your life. Irresponsible and unwed parents are often on the public dole, and they are partly responsible for tax increases. There are many things you cannot do because others have abused the privilege with their irresponsible behavior. Irresponsible doctors drive up the cost of medicine and make it harder on honest, responsible doctors. More laws are added because of irresponsible people. Irresponsible people are often the cause of what others consider "frivolous" lawsuits. If a mother isn't paying attention to her child, and then trips over the child in a store, gets hurt, and sues the store, the store may have to increase its prices or go out of business. Then you'd have to walk or drive farther to shop, or you'd have to pay more. Your children may be forced to take vaccines because of children who engage in irresponsible behaviors that your kids don't do (assuming that is true).

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Q: How does irresponsibility affect you?
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