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Not having health insurance will not effect the Worker's Comp claim as long as the claim is directly related to an on the job injury. Worker's Comp is designed to help pay the medical bills directly related to an on the job injury. Health insurance generally does not pay for anything related to an on the job injury, because of Worker's Comp.

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15y ago
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11y ago

Depending on the jurisdiction, worker's compensation provisions may be paid in as normal salary would be paid, as well as reimbursement or payment of medical treatment.

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Q: How does workers comp insurance pay those who are out of work?
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Do family members in California need workers comp insurance?

Workers comp insurance has nothing to do with family members. Workers comp insurance is an insurance policy that your employer will have on if in case you get hurt at work.


I got injured at work but the CA workers comp system is awful. I have good medical insurance. Is it better to collect workers comp or to file short term disability and pay your own doctor's bills?

In CA your only recourse for an injury on the job is Workers Comp. Your medical insurance can not pay for expenses related to your injury at work. Asking them to do so and not disclosing that the injury occurred at work is insurance fraud.


Who do you contact about workmans comp fraud?

The employer, the insurance company, your state board of insurance and your state's workers' compensation bureau are all good to contact about Work Comp insurance fraud.


What if your hurt at work and dont have workmans comp?

if your employer doesn't have workers comp insurance then you sue the company directly. Find a good lawyer.


Will health insurance pay for surgeries from workman's comp injury after settlement?

No, Workers Comp includes lifetime medical for work-related injuries, so health insurance typically excludes anything covered by Comp.


If you get hurt leaving work is that workers comp?

if you are off work and leaving and get hurt is that workers comp


Who will pay for work related injury?

The company has workers comp insurance and it's paid through that. Always.


Is work comp health insurance pre tax?

Workers compensation benefits are typically not taxable income.


Do you have to be injured at work in order to receive workers comp insurance?

Yes you do have to be injured at work to receive workers comp. That is why there are different types of leave from work due to injury. Workers comp is what you claim when injured at work. If you are injured away from work but cannot go back to work you would file under either short term or long term disability depending on how long you were required to be off for.


Does a Kentucky employer have to have Workers Comp if he has only two employees?

Yes. Kentucky work comp requirements are very specific. If you have one or more employees, you have required to provide work comp coverage for those employees.


Is it illegal to work and receive workers comp?

Unless your state is different, you normally receive workers comp only if you are unable to work.


If you return to work on light duty will you get a paycheck from your employer and workers comp?

No. Because the doctor has verified that are able to work, and you are receiving a normal paycheck on company time. Now a check from workers comp may overlap with your employer pay, but, once workers comp has been notified, that you are working, light duty or otherwise, those payments will stop.