If you do not go to traffic school to get the ticket removed from your record then yes it can affect your rates. However depending on the length of time you have had your insurance, the company, and your specific policy, then your insurance company can choose not to change your rates.
The ticket is against the driver or the person who has the insurance policy regardless of where the infraction took place.
If a person that is not covered by the insurance of the car being driven is given a ticket, the driver is responsible for the ticket. The insurance company that covers the car can tell the owner what affect it may or may not have for the policy owner.
That's a first. I have never heard of any insurance paying for a speeding ticket. The person driving is responsible regardless of it being a rental car or not.
Yes it could, you a s the owner o f the vehicle are fully responsible for the car and the person who is driving it.
The two insurance companies are going to bicker back and forth about this. The speeding car certainly shares in the fault. The person backing out might, as well, if they were inattentive.
The amount that a person's insurance will go up after 2 speeding tickets varies from company to company. Typically, the rate will go up by 50 percent depending on the actual driving record.
Here is a list of companies: http://maps.google.com/maps?hl=en&source=hp&um=1&ie=UTF-8&q=car+insurance+maryland&fb=1&gl=us&hq=car+insurance&hnear=maryland&view=text&ei=klBfS-X1Ao7CNv7Xrd0L&sa=X&oi=local_group&ct=more-results&resnum=1&ved=0CCkQtQMwAA. Also use online quote comparison tools.
It is important to not drive over the speed limit for the safety of everyone on the road. Doing 17 over the speed limit can cause a persons insurance rates to up significantly, the person can also lose their license.
the first person to get a speeding ticket was a new york city cab driver.
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It doesnt. In the eyes of the insurance carrier... you are still considered a good driver.. and are still entitled to the same discounts as a person with a clean record. If you are a CDL driver the speeding ticket is considered a serious violation and could cause an increase in your company's insurance. It will most likely cause an increase in your personal insurance. The other problem if you are CDL is that another serious violation in the next three years will result in suspension of your CDL license. Many insurance carriers are now excluding company drivers with three or more tickets on their MVR. If you are CDL you are required to report the speeding ticket to your employer. You can check with your DMV to see if the "No Chains" violation is on you MVR. If so this will also show to the insurance company increasing the likelyhood of you being excluded from driving. lwpat