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If the account is not yours, you must have some connection to the person whose account it is, otherwise you would have no reason to be writing to the creditor. Therefore, you explain, I am writing to you on behalf of (whomever it is) because I am (his lawyer, his son, his secretary, etc.) and then you just proceed with your letter. There is nothing unusual about this, people write on behalf of other people all the time.

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Q: How do you write a dispute letter to a creditor if the account is not yours?
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How do you dispute a closed account that was charged off and sold to another lender?

You can't dispute the fact that it was sold to another lender. you can dispute the account if the information is incorrect. To do that, you have to fill out a form provided by the credit bureaus (TransUnion, Experian or Equifax) or write a dispute letter.


How do you write a letter of dispute and bank fee?

To write a letter of dispute and bank fee be sure to include all pertinent information. Include bank account number, name, address, billing statements, what you are disputing and address them Dear Sir or Madam.


How do you dispute a chargeoff account that the creditor refused to validate?

Technically this should be very easy. Write a letter to the (3) credit reporting agencies stateing that this information is/may not be accurate. They will then request that the creditor verify the information. If the creditor does not respond in 30 days then the entry should be removed. That's the way the law is written, though some credit agencies will give more time to the creditors before removing.


Is there a form letter a person can write to close old charge accounts?

It doesn't need to be anything fancy. Just keep it simple. "Dear Creditor: I will no longer be using your credit card. Please close my account and report the account to the creditor bureaus as being closed at my request."


How do you write dispute letter due to services not rendered?

You can pull your free credit report, and dispute the service on line.

Related questions

Who do you write a letter of dispute to?

You can write a letter of dispute to the collection agencies if that is who listed your credit account wrong. If it is a company, you can write a letter directly to their account or customer service department.


How do you write a Internet bill dispute letter?

An internet letter is a soft copy of a complaint written to creditors. It's written to the creditor reporting company concerning bill disputes.


How do you dispute a closed account that was charged off and sold to another lender?

You can't dispute the fact that it was sold to another lender. you can dispute the account if the information is incorrect. To do that, you have to fill out a form provided by the credit bureaus (TransUnion, Experian or Equifax) or write a dispute letter.


How do you write a letter of dispute and bank fee?

To write a letter of dispute and bank fee be sure to include all pertinent information. Include bank account number, name, address, billing statements, what you are disputing and address them Dear Sir or Madam.


How do you dispute a chargeoff account that the creditor refused to validate?

Technically this should be very easy. Write a letter to the (3) credit reporting agencies stateing that this information is/may not be accurate. They will then request that the creditor verify the information. If the creditor does not respond in 30 days then the entry should be removed. That's the way the law is written, though some credit agencies will give more time to the creditors before removing.


If you use a credit card to purchase something by mail and never receive it can you win a dispute on the credit card that you paid with?

In order to dispute any charges made to the account. The account holder needs to write a letter with the details of the transaction in question, within sixty days of the date the account was billed.


Is there a form letter a person can write to close old charge accounts?

It doesn't need to be anything fancy. Just keep it simple. "Dear Creditor: I will no longer be using your credit card. Please close my account and report the account to the creditor bureaus as being closed at my request."


How do you write dispute letter due to services not rendered?

You can pull your free credit report, and dispute the service on line.


How can you dispute something on your credit report?

Write to the CRA that has the error on your report (more than likely all three). Giving them the exact details, the name of the company, acct#, amount, etc. And your reason for disputing the charge. Be prepared to have proof however, in the form of a paid off receipt or letter from the creditor saying the account is not delinquent or whatever applies.


What you do if you cannot locate a creditor?

That depends on what you mean by "can't find or locate a creditor". If you get a copy of each of your credit reports, they will list the contact information for each of the creditors that are reporting any type of information about you on your credit report. if you cannot get a response from the creditor after locating their contact information on your credit report, then you may want to "dispute" the information with the credit bureau that is reporting the information. Simply write a letter to the credit bureau stating that the information being reported on XYZ account is not accurate. Please remove this information from my credit file. The bureau will contact the reporting creditor...if the creditor does not respond within a timely fashion, the information will be removed from your credit file.


How can you get a paid collection off your credit report?

You have 3 options: You can write a letter of dispute to the credit reporting agency. By law the CRA has 30 days to verify the item in question. If they are unable to verify, the account is shielded from view on that credit bureau. You can request that the original creditor or collection agency withdraw the account from the credit bureaus. This is generally not accomplished on accounts that have already been paid. You can wait 7 years from the time the account was last used for it to be shielded from view.


How can you write a dispute letter for speeding ticket in west Vancouver bc?

you bring the ticket into a motor vehicle branch and ask to dispute it.