How do you find liability insurance for someone who wants to do small group tutoring?
Just contact any insurer or agent dealing in Professional lines in your state. You should look at either Professional Liability or General Liability depending on the Tutoring Environment.
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Where do you find liability insurance for a small farmer who wants to custom spray for his neighbors gross income 7000 dollars?
Contact an agent in your area, they will be best equiped to answer this.
If it's a case like where the owners dog bit someone, they will be reluctant to reveal this information. When that happens, you best bet is to hire a private investigator who …has access to the insurance industry insurance databases.
Contact a good agent in your area, I think I would start first with my home owners agent for advise, there could be an endorsement that is available, that you can attach to yo…ur homeowners policy. If not the agent will be able to refer you to another agent that can be of assistance I'm sure. *** This answer is incomplete, and needs improvement. I checked with my home insurance company (GEICO), which does not offer such coverage. They were unable to recommend another provider and instead suggested that I go to "ask.com". Now, I must inform them that there is no such help available at "ask.com" and they should not waste other customers' time by referring them to "ask.com".
There is no simple answer without knowing what kind of smallbusiness you have. A small factory will pay more for their insurance than say a DonutShop or a Daycare Center. yo…u might pay $800 per year or you may need to pay $800,000 peryear. it all just depends on the risk exposure of your businessoperations.
It depends on the state most of them will have a website that you can check with the contractors state license board. Ask for a certificate of insurance.
Ask them or people that they have worked for
If you have liability for an accident, you will need to contactyour insurance company. If you do not have liability insurance, youmay need to pay for the accident out of pocke…t.
You cannot find out someone else's auto carrier. You cannot findout their Dentist either if you wondered. Privacy laws prohibitanyone from revealing this information to you. I…f they had anaccident with you their carrier will be listed on the accidentreport. Otherwise, ask them.
I want to open a small business and contract work out for roofing and construction. Do you have to carry liability insurance or is this the subcontractors responsibility in the state of Oklahoma?
If you take money and execute a contract, you are opening your business entity up to liability. If you are negligent and legally required to pay damages, even if your subcontr…actors are the ones who caused the damage, you are still required to make the claimant whole by satisfying the terms of the judgment. Don't think of insurance as something that is required, and I don't believe it should be, but as a thick massive wall of $1,000,000 between you and your assets that costs pennies per $ of revenue. Financially competent customers will not deal with you if you cannot 1) provide them a certificate of insurance, and 2) name them as additional insureds under an ISO (or similar) general liability policy. Talk to an independent agent who will represent YOUR interests.
You could just ask them. It's always a good idea to verify coverage before you hire. Generally, Insurance records have restricted access under state and federal privacy law…s.
It means that their insurance company will pay for damage done to the other party. However, they are on their own for damage done to their own car and their own medical expens…es. Collision coverage is for damage done to your car during an accident. Comprehensive coverage would cover other types of damage, such as a tree falling on your car or the actions of vandals.
You will just have to ask them for the insurance information. there is no central registry or database for homes and the insurance companies that insure them. You should fi…rst determine if your neighbor even has Liability insurance. Not all homeowners purchase liability coverage with their insurance policy. A home insurance policy can be bought with or without liability coverage. If the homeowner has elected liability coverage, The homeowners insurance policy will provide the homeowner with legal defense for the cost of defending against a suit that is brought against them claiming liability on the part of the insured. If the Insured is found at fault or liable in court, then their insurance company will cover the cost of those liabilities up to the specified policy limits. Alternatively you can sue your neighbor. Then If your neighbor has Liability coverage on his home insurance policy, You will then meet your neighbors insurance company attorneys in court.
Any insurance agent or website can provide information about business liability insurance, but it may be best to check with the Small Business Association (SBA) or an attorney… to learn the most advisable coverage for a specific business or business type.
Insurance Records are confidential information protected under both state and federal privacy laws. Typically, the way to get this information is to ask the owner of the prope…rty. If the owner of the property determines that you have a legitimate need to know. he will probably share the information with you. If he determines it's none of your business then of course he will not.
One can find more information on general liability insurance for small businesses on the United States Small Business Administration, which is a government run website.
Many insurance companies offer this type of insurance to landlords. More information can be found at your local Landlord-Tenants Act offices or website, and many other sites …online offer valuable information about landlords liability insurance.
There are many companies that a small business could use for group insurance. These companies include Net Quote, Atena, Anthem, and many more companies.