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How do you find a life insurance policy for your mother who died and had insurance with yourself as a beneficiary?
Wiki User
∙ 13y ago
You could try the below ideas to see how to find out your mothers Insurance Company name. Good luck with it.
1. If you have access to their personal records, go through old bank statements or canceled checks to see if they paid any insurance companies.
2. Did they have a personal lawyer or accountant who may have known about any old policies?
3. Talk with a past employer about any group life insurance policy that may have existed.
4. Get in touch with the Medical Information Bureau. They track all requested medical records by insurance companies for the past 7 years. So, if they took out the policy during this time period, most likely the MIB will know about it. You can find more information about them online.
5. Look at the mail that continues to be delivered after the person's death. If it was a policy that was still being paid for, you'll see premium notices.
6. Look at income tax returns to see if interest dividends on any life policy were claimed.
There is no time limit on claiming the benefits of any missing life insurance policy that you are the beneficiary of. It can be 25 years later and the company will still pay you the proceeds.
AnswerYou can also do a search online at FindLostLifeInsurancePolicy. If there is an easy way to find a missing life insurance policy this is surely it.Wiki User
∙ 13y ago
Wiki User
∙ 16y agoIf you are trying to determine whether she had any and whether the estate was a beneficiary, you'll have to go through her papers. Things to look for: * Actual copies of the policy. * Bills from insurance companies * Cancelled checks to insurance companies * Check with various organizations. * ** Many organizations have small life insurance policies on their members ** Some credit unions do as well. * Pay stubs may help identify policies purchased through employers. Unless the estate or you were named as the beneficiary, it really isn't any of your business. The money would be paid out to whomever the contract stated should get it.
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If mother-in-law is beneficiary on single grownup grandson life insurance policy does the mother of the son have any rights?
Answering "If mother in law is beneficiary on single grownup son life insurance policy does the mother have any rights?"
There is no beneficiary on my mother's life insurance policy?
If no beneficiary is listed on a life insurance policy then the benefits are payable to the insured's estate. The beneficiary can be changed at any time prior to the death of the insured if this is the person's desire.
Can a Power of Attorney change the beneficiary of his mother's life insurance policy to himself?
Absolutely Not!
If you are the sole beneficiary on the life insurance policy for your mother and she dies do your siblings have a right to a share of what is left?
If you are the sole beneficiary, no, your siblings have no right to the benefits.
Can you have a secondary beneficiary on your life insurance?
Yes, you can have a secondary beneficiary on your life insurance policy. If the primary beneficiary is no longer living when you pass away, the secondary beneficiary would receive the proceeds from your life insurance policy.
Who is the beneficiary for your life insurance?
The beneficiary of a life insurance policy is the person or entity designated by you when you apply for the policy and when it is issued by the insurer.
If you purchase life insurance policy on your adult child naming myself as beneficiary can adult child change beneficiary?
The purchaser of an insurance policy names the beneficiary.
Can an insured person also be the beneficiary on an insurance policy?
Yes, there is no bar in the insured person being beneficiary on another insurance policy.
Is a parent the beneficiary of their child's life insurance?
This all depends on who took out the life insurance policy and who was named as the primary beneficiary at the time. The primary beneficiary is named within the policy document. The primary beneficiary may or may not be the father and/or mother. If the primary beneficiary is deceased, then check the policy for a named contingent beneficiary. If there are no named beneficiaries living, then the policy proceeds become part of the policy holder's estate. Please consult with a qualified attorney, to determine guardianship of the child's estate. Ask the insurance agent and a lawyer for a free consult to be sure.
Do you get cash from your mother's life insurance policy when she dies or does your father get it all?
The named beneficiary on the life insurance policy gets it. It is a contract and specifies who gets paid, usually it will be the spouse.
Who can legally change the beneficiary on a life insurance policy?
The Insured can change the beneficiary on a life insurance contract.
Can a Will override the beneficiary on a life insurance policy?
No.
