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The stack of forms to file bankruptcy is about 1/4 inch thick, there are Mandatory Credit Counseling and Debtor Education courses to take, and a Meeting of Creditors that you must attend.
To fill out the bankruptcy forms, you can consult a "Bankruptcy Software for Consumers" program. You can find a quality one for under $45 online. Most bankruptcy software companies also post a "Bankruptcy without an Attorney" tutorial on their website, to guide you through the non-paperwork steps of a typical bankruptcy.
You can find a detailed tutorial at the following link:
http://www.ezbankruptcyforms.com/how-to-file-chapter-7-bankruptcy-without-a-lawyer.html
You can get bankruptcy forms for your state online.
Also,Consumer Credit Counseling service, in your state, will review your situation and give you a certificate. My understanding is that you must have the certificate to file. And, for anyone filing in Hawaii, the MAXIMUM amount of equity you have in your home, for a couple, is $40,200.00. So, if you owe $120K and your home would sell/list for $150K you have $30K in equity and you can keep your home. All forms are online with the US Bankruptcy court including the fee waiver (for the $299.00 filing fee) as well as the pay-in-installment form. Hope these additional add-ons help and good luck to you!
Wiki User
∙ 8y ago
Wiki User
∙ 18y agoEach State can be different so type in: Google.com Then type in: bankruptcy laws in ________ United States You will get a lot of info off these sites that will help you out. Please, if there is anyway you can pay off your creditors please do so. Phone each company and meet with them and come to some agreement. If you appear to be honest and trying to keep up your credit rating most companies will give you an edge as they would rather have your money. If you go into personal bankruptcy you will have to wait up to 7 years (varies in different States) to get credit again. 7 years is a long time. Good luck Marcy
Wiki User
∙ 13y agoYou need to get the yellow pages and look in, ATTORNEYS, look for one that specializes in bankruptcy.In some states it may require that you have an attorney in order to file bankruptcy. In the state of Oklahoma you are not required to have one. My advice is for you to contact the court house in which you plan to file and ask them if you are required to have an attorney. The best approach is to seek legal advice but you can find most , if not all, of the forms at a local office supply store. A person will also need to gather all of the names of collectors and companies along with the amount owed and addresses before filing. There are fees for filing which are different from state to state and you can also find this out through the court.
If you have to ask to start.....you need professional help doing so. Filing is one small step in a very complex process, with lots of ongoing requirements, that need to be handled correctly or risk not only having a bad result, but doing something considered criminal (deceiving the court). Get an attorney...many of your creditors will!
Wiki User
∙ 14y agoThere are several ways to file bankruptcy. You can use an attorney or you can use a document preparation company. They both have their ups and downs. Financially the preparer is less expensive..normally less than $1000 to file, where as an attorney can be up to $4k. here is a website that might help
www.thecasualbankruptcy.webs.com
Wiki User
∙ 12y agoYou should at least consult with a bankruptcy attorney. Most BK lawyers offer a free initial consultation. Don't hire one unless you feel comfortable. If you wish to file your own, you may be doing it at your own peril.
Some BKs are relatively straight forward and you can get through it. Most are complicated. Whether you use an attorney or not, be sure and consult with a qualified attorney.
Wiki User
∙ 12y agoThe same as in regular court. You have to look up the Rules of Federal Proceedure regarding Motions and the Bankruptcy Courts local Rules. Those rules tell how to file a motion and what to include. Some times you can search the Court forms and find a sample motion. Motions are required to have 28 to 30 days notice. Basically write it up, include a declaration and proof of service and call the Judges clerk to schedule a day 28 to 30 days away. This is just basic information, but you need to keep asking question and check your rules. There are books you can buy. Federal Rules of Proceedure 9014 talks about motions and responses.
Wiki User
∙ 10y agoThere are a number of steps to be taken when one is filing for bankruptcy. First one should decide if this is the right thing to do. It is wise to consult with a lawyer and decide whether to file for chapter 7 or chapter 13 bankruptcy. One should then undergo credit counseling and then complete the filing process.
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∙ 13y ago• Connect With a Bankruptcy Attorney Today
• Connect With a Financial Attorney Today
Wiki User
∙ 12y agoSoem of the bestsites that give you free advice on filing for bankruptcy are www.chapter7.com and www.waeb.uscourts.gov. Both have great information on how to file.
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What court do you file a motion to replace an Estate Executor?
You file a motion at the court where the estate was filed.You file a motion at the court where the estate was filed.You file a motion at the court where the estate was filed.You file a motion at the court where the estate was filed.
If your lawyer fails to file a motion to avoid a property lien during the bankruptcy hearing can this be fixed?
Yes. You or your attorney will need to file a motion to reopen the bankruptcy. Once the bankruptcy has been reopened, you can file your motion to avoid the lien.
How do you write a motion to dismiss an old IRS tax debt and include it on my bankruptcy?
If there is a judgment in a court for the IRS debt, you do not need to file a motion to include it in your bankruptcy. If the tax due was determined more than 3 years before the filing date, you include it in your Schedule F. If you have already filed your bankruptcy documents, you need to file a motion to amend Schedule F with the bankruptcy court. If the case has been closed, you will need to reopen the case, paying the filing fee, and then your motion to add the debt.
Can bankruptcies be expunged?
A bankruptcy remains on your credit record for ten years. It remains a public record in the courts forever. You can file a motion in bankruptcy court to have it expunged from the court records. If the motion is allowed, it will appear as though it had never been filed in the court because it will no longer appear in the public records.
Can new debt be collected after bankruptcy?
Yes, the debts protected under a bankruptcy proceeding are enumerated when bankruptcy is filed. Any debts accrued by the bankrupt party in the future are not protected by a previously filed bankruptcy.
How do you file a rebuttal for relief from bankruptcy stay?
You file an objection to the motion for relief.
How does one file for chapter 7 bankruptcy?
The first step is to talk with a bankruptcy attorney, then fill out the appropriate paperwork and file it with a bankruptcy court.
Where can one file for bankruptcy in Florida?
Bankruptcy can be filed at the Bankruptcy court for the area you are in. For instance in Northern Florida, it's the Florida Northern District Bankruptcy Court.
How do you file for back alimony support owed?
You must return to the court that issued the order a file a motion for contempt of the court order.You must return to the court that issued the order a file a motion for contempt of the court order.You must return to the court that issued the order a file a motion for contempt of the court order.You must return to the court that issued the order a file a motion for contempt of the court order.
How do you respond to a motion for relief of stay?
It varies. Check your local court rules. The Massachusetts District Bankruptcy Court local rule sets 30 days as the time to reply. Things happen faster after that. If more time is needed, a motion to extend the time to file the reply must be filed and allowed by the court, usually after a hearing.
Where do you file chapter 7?
In a U.S. Bankruptcy Court
What recourse is there if ex does not pay out owed equity?
Return to court and file a motion for contempt. The court can impose sanctions when a party defies a court order.Return to court and file a motion for contempt. The court can impose sanctions when a party defies a court order.Return to court and file a motion for contempt. The court can impose sanctions when a party defies a court order.Return to court and file a motion for contempt. The court can impose sanctions when a party defies a court order.
