you cant-you can only get a secured loan against an asset, possibly one with a co signor-assuming you file taxes and have returns.
You could try getting a private loan from friends or family members too.
Credit Unions are more likely to offer a person with poor credit a loan and if there is no luck there I would try payday advance stations. If employed you can choose the bank on your payroll checks to apply for a loan.
What is the difference between bank loan and bank credit?
No. Credit history pertains to the individual. With the exception of joint accounts such as credit cards, not bank accounts.
In principle you can; you can get a cash advance from a credit card and use that to pay off the bank account, the problem is that the interest from the credit card is likely to be higher than the bank charges. It's probably best to try and arrange a loan with the bank.
It's possible to get a loan like this, but it's not usually the best financial decision.
Debit Bank Account - Assets Credit Bank Loan Account - Liability
[Debit] Bank Loan account xxxx [credit] Cash / bank xxxx
[Debit] bank account [Credit] Building loan
Start a non profit business
Credit Unions are more likely to offer a person with poor credit a loan and if there is no luck there I would try payday advance stations. If employed you can choose the bank on your payroll checks to apply for a loan.
If you are looking for a loan and you have bad credit, you may be out of luck with your local bank. Luckily, a bad credit loan can be yours if you know where to apply, and online services are your best bet. Are you 18 years old, employed, making at least $800 a month, and have a checking account? If you can answer yes, you will almost always be eligible for a bad credit loan. No credit checks are performed when applying for a loan, so no matter what is in your past, it will not count towards your loan application.
The best place to get a car loan when you have no credit is at the local bank or credit union that you have had an account at for a prolonged period of time. If you've never belonged to a bank or credit union you can ask your family if they will cosign a loan at their financial institution.
What is the difference between bank loan and bank credit?
If you have a savings account at a bank, then it is a bank account. If you have it in another kind of institution, such as a Credit Union or Savings and Loan, then it is not a bank account, although some people use the term "bank account" loosely and apply it to any savings account anywhere.
No. Credit history pertains to the individual. With the exception of joint accounts such as credit cards, not bank accounts.
Your best bet would be to go to a bank where you have an account, or to a credit union where you have an account. They will have options with reasonable rates.
In principle you can; you can get a cash advance from a credit card and use that to pay off the bank account, the problem is that the interest from the credit card is likely to be higher than the bank charges. It's probably best to try and arrange a loan with the bank.