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Does your minimum liability insurance pay for damage caused to the other person's car when you are at fault?
Wiki User
∙ 15y ago
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Wiki User
∙ 15y ago
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Why is general contractor insurance required?
Contractors will be required to carry a minimum of public liability insurance when working on sites. This provides indemnity against damage to property or persons caused by the contractor, his staff or his equipment.
What if you didn't have insurance on motor bike and crashed but had health insurance?
Your health insurance would pay for your injuries. You would have no coverage for your liability (damage you caused to other people's property or persons) or for the damage to your motor bike.
What does liability auto insurance cover?
Auto liability insurance is specifically designed to cover any damage caused to other vehicles if you have an accident. It does not cover reapirs to your own vehicle. It is by law the minimum requirement for insurance in every state.
What is the minimum car insurance coverage required under Connecticut law?
A minimum of $20,000 per person and at least $40,000 per accident in liability insurance in case they cause an accident that caused bodily harm is what is required under the Connecticut law.
Will your insurance pay if the accident is your fault and you only have uninsured motorist insurance?
If all you have is uninsured motorists then no it will not pay. you need liability insurance to pay for damaged caused to another. Liability is what your supposed to have.
Is the lady that ran into the rear of your car responsible for my car if she did not have liability insurance?
Assuming the woman is at fault and caused the accident, she is certainly responsible for the damage caused. Whether or not a person has insurance has no impact on liability and they are still legally required to compensate you for the damage. If she refuses to pay outright, you will have to take her to court in order to recover. That's the frustrating part when people don't carry insurance. In most states, drivers are required by law to carry liability insurance, so it is likely she was driving illegally. Whether a person has liability insurance or not has nothing to do with whether or not they are responsible for the damage they caused to another vehicle. If the other person is the one that was found to be the one that caused the damage, then they are liable for the damage, whether they have liability insurance or not.
Guide to Cheap Liability Car Insurance?
The term liability is a legal term that refers to a person's responsibility for injury or loss caused to another person or to another person's property. Each person who causes an accident is therefore legally liable for damages done to another person or their property. Liability insurance is coverage a car insurance company provides to its insured clients in the case that the insured causes an accident. Each state in the U.S. has enacted minimum liability car insurance laws that require drivers to pay for and carry liability insurance protecting those whom they may injure from damages. Most states have enacted minimum liability limits for the following: medical costs minimums for a single or multiple passengers property damage minimums The minimum coverage amounts required by minimum liability insurance vary from state to state, but drivers are typically required to pay for and maintain liability car insurance at a minimum. Stiff penalties are also levied on drivers who let their liability insurance lapse or fail to carry proof of that insurance in their vehicle. To obtain cheaper liability car insurance, drivers can follow these rules: Keep a clean driving record, free of speeding tickets, law enforcement traffic stops, and accidents. All of these can cause a driver's car insurance company to increase their liability insurance premium rates. Drive an older, safer vehicle. Car insurance companies rank the cost of car insurance premiums based on a variety of factors, but driving an older, safer vehicle is one of the ways drivers can obtain cheaper liability car insurance. Vehicles with lower horsepower are relatively less likely to be involved in accidents, so the statistics indicate that these vehicles are less risky to insure. Stay free of alcohol and drugs. A single DUI, or Driving while Under the Influence of alcohol or banned substances, can increase your liability insurance premiums dramatically. Cheaper liability car insurance can be researched over the Internet. With a great number of insurance companies, and brokers who represent a wide number of insurance carriers, making their coverage and premium rates available for comparison, consumers are now at a great advantage to shop around and obtain the least expensive liability car insurance.
What is the advantage to having liability insurance on older vehicles?
It does not matter how old your vehicles is. Liability insurance is for your protection and I believe mandatory. If you are at fault that is where your insurance company will pay for the damages and injuries you caused to another person or vehicle. J
Is being sued for your home covered by insurance?
It depends on why your being sued. If your homeowners insurance covers the act that caused the suit, then you should have legal defense costs coverage if you purchased liability insurance with your homeowners insurance policy. If you did not purchase liability coverage then your insurance company will not defend you.
Does your insurance cover damage to neighbors car by shingles?
Your car insurance does not cover damage to another persons car that was caused by your home via weather or unforeseen circumstances. Their own insurance should cover the damage dealt to their car, assuming they have more than just liability coverage. If not, then it is their problem to fix their car.
What is the purpose of third party liability insurance?
Third party liability insurance is useful if you are blamed for having caused an accident and someone wishes to file a claim against you. With third party insurance you are insured for claims up to a predetermined amount.
Does your auto insurance cover damage to neighbors car by shingles?
Your car insurance does not cover damage to another persons car that was caused by your home via weather or unforeseen circumstances. Their own insurance should cover the damage dealt to their car, assuming they have more than just liability coverage. If not, then it is their problem to fix their car.
