Does the medical card cover chiropractors?

Answer 1

From what I understand by my daughters current Chiropractor is that it would cover adjustments and therapy needed. However, finding one in the state of IL can be a very difficult task. Being a state funded program, the Chiropractor is only paid a certain amount of money that is predetermined by the state governing body. I was told about 6months ago that the amount that the Dr would receive per visit was only $7-$10. Since they have to submit the paperwork to the state for each visit it unfortunately is not worth the Dr's time or effort in the financial aspect of running a business. I can see both sides of this issue. From a financial business standpoint it doesn't appear to be worth the money in the long run. In the physical health and well being aspect of medical care for the individual that would benefit from this type of Chiropractic care, I think it is very unfortunate that it is virtually impossible to locate a provider willing to participate in the program. I think the amount the Dr's receive is so low for a specific reason. It detour's them from wanting to participate in the program and therefore have very few to no claims to pay on at the state level. I find this to be a very frustrating issue because I would greatly benefit from ongoing Chiropractic care, however I can not afford to pay $100 for every visit to have an adjustment and therapy. I would like to see the state reconsider the payment they would pay the Dr's offices because I think it would greatly reduce other medical bills and Dr visits for other medical issues people have. I would think they would elect to cover preventative care instead of just when there is a problem. I am told the participation will vary depending on the state. I would suggest finding a Chiropractor in your area that is willing to sit down and answer your questions so you honestly know your options or potential coverage. Good luck to you.

Answer 2

Different policies = different coverages. But My BC/BS coverage includes chiropractor at a $20 copay plus 20% of bill. Labs and xrays from your first visit fall under deductible.

Answer 3

Chiropractic treatment is covered by many insurance plans

Answer 4

yes