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Damage to the building (and anything permanently attached to the building, including wall to wall carpeting)is the responsibility of the building owner, and his Building InsurancecoverageHOWEVER any damage caused by the Tenant or damage caused by the Tenant'snegligence- would be covered under the "Tenants Legal Liability" coverage -of the"Tenant's Package" policy carried by the Renter.

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16y ago
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16y ago

Not if it 'came with' the building. For instance wall to wall is considered under the dwelling coverage on the home owners policy. So if you didn't bring it in with you, it belongs to the landlord, and your renters policy will not cover it. Now if you are saying you damaged the landlords property, file a claim and see if there might be some coverage under your liability section. States differ on this.

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Q: Does renters insurance covers a carpet burn?
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