Does renter insurance cover your gun?
Loss of personal property at the insured premises, and liability of the renter for accidental damages or injuries.
most renters policies only cover the personal property of the renter. The property owner typically carries insurance for the Hazard of Fire.
It depends on what you mean, Covered for what kind of loss? Your renters insurance covers your personal property and certain ofyour liabilities to others, generally the owner… of the rentedproperty and your guests. If you somehow accidentally damaged the pool in a home you rentedthen there may be coverage under the liability portion of yourrenters insurance policy. If the pool suffered a weather related loss or damage from groundmovement or another natural act then that would be covered underthe property owners insurance policy. You don't own the pool, thelandlord does and if you didn't break it then your not responsiblefor it beyond whatever agreed maintenance you were to perform. If the pool just needs maintenance, cleaning, repair or servicingthen no that's not covered at all as it is not considered a loss,it's just normal expected maintenance that all pools need.
No. That's what renters insurance is for.
your personal property, loss of use of your apartment and your personal liability. the policy has conditions - generally you need a "covered cause of loss" for coverage on you…r personal property - some causes of loss are fire, theft, expolsion, etc. they are listed on your policy or your agent can provide you a copy of the policy before purchase.
They cover up to a certain limit, usually the limit is $200.
Depends on the policy and company. But most exclude animals, insects, and varmints.
I cannot see any way that a covered cause would require you to get a locksmith. If the damage was not caused by a covered cause then no it will not pay for a locksmith.
No. It's not your window. You are a tenant and there fore you do not own the home just the contents. You cannot insure something that you don't own. The landlord will have to …fix the broken window unless you broke it and in that case you will have to fix it yourself.
No, the property owners coverage does not provide coverage for a tenants property or liability.
Renters insurance really does cover a lot. It covers natural accidents, burglary, theft, fire, vandalism, and smoke damage. It also will pay your rent for a few months if you …get hurt in the apartment.
Highly unlikely, Most would cancel your insurance policy at themere mention of a trampoline.
Highly unlikely, All renters insurance policies specificallyexclude claims arising out of the use or ownership of a trampoline.
.....the same as when the power is on.......
Renters insurance primarily consists of property coverage andliability coverage for the named insured. Coverage is available for the renters personal belongings in thehome ( …usually clothing, appliances and home furnishings).Scheduled valuables can also be added to the policy. Coverage canbe for both theft and extended coverage such as weather related andstructural induced losses. Coverage is also available for the tenants liability in the eventthey or a guest damage the property to some degree beyond what isconsidered normal and expected wear and tear during the course ofthe lease. Liability coverage is available to protect both the tenant and thelandlord from certain types of injury claims such as slip and fallwhile on the rented premises.