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Depends on your terms and conditions. Usaully you have be very deligent to get your money. If you rent your landlords insurance under PA state law should cover damages unless its willful destruction.

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16y ago
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12y ago

Honestly, it depends. It depends on the type of policy you have and it depends on the type of loss. Was the TV hit by lightning? Might be covered. Did the TV just stop working because the kids poured soda over it? Not covered.

Many times, a TV would fall below the deductible amount, so it would not be covered, even if the event to cause the claim was a covered event.

Best to contact your insurance agent for your particular situation.

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10y ago

Well, the answer depends on what kind of accidental damage happened to the TV. If lightening hit the power line and damaged the TV then yes it is covered. If you got made at the news one night and accidently threw a lamp through the TV then no it is not covered so it depends on the facts. If it was damaged by a covered cause it will be covered but you will also have to pay your deductible first so it may not be worth filing a claim anyway if that is all that was damaged.

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Q: Will homeowners insurance cover a television?
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