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Pest control is considered part of a homeowners expected and usual maintenance routine.
Pest control service companies offer "service warranties" to their clients that have regular corrective or preventative treatments performed to the structure. There is usually an upfront charge for the initial service to correct or prevent infestation and then there is an annual fee to keep the service warranty in place. There are different types of service warranties offered by different pest control companies. One type offers re-treatment only, another offers treatment and repair of damages should infestation occur or re-occur. These service warranties are subject to several terms and conditions.
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Does insurance cover termite damage?
No.
If you have insurance and let your daughter drive your car and gets into an accident will your insurance cover for the damages?
when you get the insurance you can register your daughter as an autorized driver and the insurance will cover for the damages.
Does home owners insurance cover termite damage?
NO, generally not.
Will homeowners insurance cover bedbug infestation if a roommate brings in your house?
No
If a friend borrows your car and gets in an accident does your auto insurance cover damages?
Depends. If said friend has insurance then in most cases their insurance will cover the damages due to vicarious liability. If the friend does not have insurance, you are then responsible for any damages caused.
Does homeowner insurance cover roach infestation in my four-plex?
No, homeowner's insurance does not cover maintenance and pest control is a maintenance issue.
If your fence has termite damage and needs to be replaced will insurance cover it?
No, they will not cover it. However, if a gust of wind knocks it down, then they will cover the fence. Insurance does not cover damage caused by insects.
Will your insurance cover damages to my drivewayfrom rainfall?
yes
Does homeowner insurance cover damages made by your car to your neibord house?
Your Auto Liability Insurance will offer coverages for damages resulting from automobile ownership. Homeowners Insurance does not cover autos or auto accidents.
If a branch from a neighbors tree damages my car who's insurance would cover it?
You need to make a claim against the neighbors homeowners insurance for damages. Since it sounds like it was an "act of god" they may not cover the damages. In that case you have two choices, you could use your comp insurance to cover damages, if you have comp coverages on your policy, or pay the damages out of your pocket and see if the neighbor is willing to help out with the charges.
Does homeowners insurance usually cover termite or carpenter ant damage?
no - damage by insects is excluded
Does property insurance cover damages caused by a tree falling on my house?
Definetely you can claim for the damages caused by the tree falling on your house. The Insurance companies cover these damages under the property insurance. Just you have provide the photos of the damaged house aas an evidence to claim your money.
