generally yes. you would be covered for off premise theft. the claim would be subject to your deductible and depreciation. the depreciation could be recovered if you have full replacement on your policy for contents, once the items are replaced.
The liability section of your homeowners insurance covers items that you are legally obligated to pay for injuries to other persons due to your negligence. It will also pay for legal fees to defend you if you are sued for such items.
no
It depends on what state you are in; most states require PIP (Personal Injury Protection) to defray the costs of an accident where at least one of the parties is uninsured.
Yes.
PLPD Insurance is personal liability and property damage insurance. This is an economical type of insurance where the insurance company will pay for repairs and damage done on another persons vehicle if you were found to be at fault in the car accident. There are different levels, or kinds, of this insurance.
doubtful insurer could get this approved with state they write business in - it is discriminatory rating
can improve a persons personal life.
I will have to have a lot more information than this to know why a homeowner's policy would possibly cover money owed to someone else. This sounds like an issue for court not for a homeowner's claim.
I
Within 24hrs
Yes. Homeowners policies provide coverage for theft or any other covered cause such as fire, tornado, etc. when the property is located off premises. The amount of coverage is generally 10% of coverage C (Contents) for property located off premises. This covers property at a friends house, in a hotel on vacation, in your child's dorm room at college, and just about anywhere else. Homeowners policies is probably the best value there is in insurance due to the amount of coverages it provides for the low premiums.
Homeowners Insurance is specific to the named insured(s). It would only cover liability to the extent the named insured is somehow liable for the injury or bodily harm. Most accidental injuries are best addressed with the injured persons own medical insurance coverage.AnswerThey usually do not but every agreement is a unique one you have to go through yours with the fine print also.