No. Your friend is most likely not a named insured on your homeowners insurance policy. Your homeowners insurance policy is specific to you and your property. It would also not cover the losses of a tenant.
Condo insurance can be purchased at the same places that sell homeowners insurance and will cover the costs of your property inside your condo and will pay for damages incurred.
Homeowners insurance covers what is inside the home. Check your auto insurance for auto damages.
Inside your home or outside and did you bother to READ your policy?
Liberty Homeowners Insurance offer protection to one's home and also what is inside it. This insurance company offers protection to the owner of the house and the actual house. This company also offers advice on how to help keep your home safe.
If you are filing a homeowners insurance claim because your basement was flooded then be sure to be specific when making the claim because most homeowners do not have flood insurance. If your basement flooded as a result of a broken or leaky pipe or from some other cause from inside the home then you should be fine but if your basement was flooded as a result of an outside source then you may not.
Some homeowners may pay for theft for those staying in their home. Many homeowners insurance policies cover theft inside the home and the policy can be used to replace stolen items.
Insurance agencies take pictures of the outside of your home to document any previous damages. Whether they take pictures of the inside is at their discretion.
Homeowners insurance covers many things for a homeowner and varies from coverage to coverage. It covers personal liability, damage to one's dwelling and the contents inside the dwelling.
The answer is in your particular policy, but if it does not your renters or homeowners policy may cover those items.
Usually not. Your apartment building will have a master insurance policy in which this is covered under liability. Now, if someone falls inside of your four walls of your apartment, you can cover this under your rental insurance liability portion of your policy. A normal insurance company can get you a policy usually pretty reasonably priced.
No. Homeowners insurance specifically excludes motorized vehicles except for those used specifically and exclusively for maintenance of the property like lawnmowers. The only place you can get coverage for a vehicle is from having physical damage coverage on an automobile policy. Specifically you would need comprehensive (also called Other Than Collision) coverage.
If no one has bought it in the time that happened, then it is still considered yours. Your homeowners insurance should still cover it. If you still have questions about it, you should talk to the company that your insurance associates with.