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Depends on your insurance contract. Some companies would cover that incident, some wouldn't.

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Q: Does homeowners insurance cover a LCD TV that is cracked due to a toy being thrown at it?
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Is being sued for your home covered by insurance?

It depends on why your being sued. If your homeowners insurance covers the act that caused the suit, then you should have legal defense costs coverage if you purchased liability insurance with your homeowners insurance policy. If you did not purchase liability coverage then your insurance company will not defend you.


Does homeowners insurance cover losses a friend incurred from being robbed inside the home?

No. Your friend is most likely not a named insured on your homeowners insurance policy. Your homeowners insurance policy is specific to you and your property. It would also not cover the losses of a tenant.


Does homeowners insurance cover your animal being attacked?

No, that's what pet insurance is for. you can however sue the attacker.


What are the advantages of online homeowners insurance?

There are some advantages in purchasing homeowners insurance online. This would include being able to compare prices instantly with other insurance companies, rather than waiting for a call back from a broker.


Does homeowners insurance cover ruined gardens?

Not likely. Never heard of someones garden being covered under a homeowners insurance policy but. To be sure though you might want to review your policy schedule of coverages or ask your Insurance Agent.


Where can I buy Homeowners coverage after being turned down by two Insurance Companys?

Yep, keep looking.


Can your homeowners insurance be canceled if you put your house up for sale and if you just got a policy do you have to wait a specific time if you wanted to list your home for sale?

Your homeowners insurance is not effected by your house being for sale...unless it is vacant. 4lifeguild


Does homeowner insurance cover your wheelchair?

Homeowners insurance covers all your personal property with some limitations. The key to the damage being covered is what is the cause of the damage in the first place. Homeowners insurance does not cover maintenance or intentional act but covers most sudden and accidental events.


Will homeowners insurance pay for repair of broken underground sewer line?

I cannot think of any cause for a sewer line damage being caused by something that would be covered by a homeowners policy. It is probably maintenance and not an issue for your home insurance.


How does an insurance company define vacancy?

Most often by being unoccupied for 30 days. But you should refer to your Homeowners Insurance policy as this may very by company and or by state.


Does burglar alarms have anything to do with homeowners insurance?

it should reduce the premium if you submit a document stating it is being monitored by an agency


Does personal lines insurance include homeowners' associations?

Personal lines insurance typically does not include coverage for homeowners' associations. Homeowners' associations typically have their own insurance policies to cover their common areas and buildings. Individual homeowners may choose to purchase personal lines insurance to cover their own property within the homeowners' association.