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Fences are covered by policies that have Other Structure coverage (most do) but they are covered on an Actual Cash Value basis, not Replacement Cost. Basically, you'll get a depreciated amount for your damaged fence.
Wiki User
∙ 12y ago
Wiki User
∙ 7y agoA storm damages your fence. Wind-related damage to a fence or another insured structure on your property is typically covered by homeowners insurance whether it's the result of a tornado or just a fierce storm. Once it's safe to go outside, you should take photos of your damaged fence.
Wiki User
∙ 13y agoDepends on the policy, type of grill, etc.
Seemingly, anything that can possibly go wrong is specifically excluded somewhere in the fine print.
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Will homeowners cover tire theft?
Homeowners insurance does not cover automobile nor there parts.
Will homeowners insurance cover repair to a sinking concrete porch?
Homeowners policies exclude damage due to "settling, cracking, bulging, shrinkage or expansion of foundations, walls, floors, ceilings, walks, drives, curbs, fences, retaining walls..." (language varies by state)
Does homeowners insurance cover foreclosure?
No. Homeowners Insurance does not cover the owners default on a mortgage note.
Does Allstate cover lightning strikes in there homeowners policy?
All homeowners policies cover damage caused by lightning.
Does homeowners insurance cover demolition?
Yes. That is covered on a homeowners policy.
Does homeowners insurance cover hospital from a car accident?
No, Homeowners insurance is for the house. it does not cover cars or car accident claims.
Will Homeowners insurance reimburse for mortgage during renovation?
NO, your homeowners policy will cover 'additional living expenses' but will not cover your mortgage.
What does homeowners insurance cover?
The basic structure of a homeowners policy looks like this:
Will homeowners insurance cover rotting wondow?
No, That would be a homeowners maintenance issue.
Does homeowners insurance cover sprinkler system?
Your homeowners insurance should cover damage to your sprinkler system if the cause of the damage is covered by your homeowners insurance policy such as fire, lightning, freezing of pipes, etc. Homeowners insurance is not a maintenance policy and will not cover mechanical failure of your system.
Does homeowners insurance cover your child damaging the neighbors vehicle?
No, Your homeowners insurance does not cover vehicle damage. That's what auto insurance is for.
Does homeowners cover removal of honeybees?
No. Damage from insects would not be covered on a homeowners policy.
